By: Adam West
Editor: Lillian Guevara-Castro
Let's take a look at the key facts and features of BadCreditLoans.com:
| Loan Amount | Interest Rate | Loan Term | Loan Example |
|---|---|---|---|
| $500 to $10,000 | 5.99% - 35.99% | 3 to 60 Months | See representative example |
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As you can see, there's a lot to like about BadCreditLoans.com, especially if you have a bad credit history. But as with any offer or service, be sure to read all the details on the official BadCreditLoans.com website before committing.
Emergency financial situations always seem to come at the worst times. And for those with bad credit, the stress of getting a personal loan to make ends meet can be severe. Unfortunately, dealing with poor credit is a more pervasive problem than some might expect. According to the Corporation for Enterprise Development (CFED), 51% of Americans have credit rankings that dip below the subprime range.
What’s more, having no credit history can be as much a hindrance as having bad credit. The CFED also reported, “26 million U.S. adults were credit invisible…[and] an additional 19 million adults were unscorable.” Never having created a history with the credit reporting agencies or having a low credit score usually works to disqualify a consumer from opening lines of credit — a seemingly paradoxical problem to have.
However, a poor credit score or a short credit history doesn’t mean there are no options available. It’s just a matter of knowing what resources are out there. Bad Credit Loans offers a simple and convenient way for these millions of Americans to have access to the funds they need. Whether it be for personal, business, credit card, mortgage, or auto loans, Bad Credit Loans connects consumers with a network of reputable lenders. Built around a mission of responsible lending and consumer advocacy, the site is a storehouse of resources for those in financial need.
Not sure if BadCreditLoans.com is for you? Be sure to check out our review of similar offers below. These offers were selected and rated by our team of finance experts as the best available for those with bad credit. If you decide BadCreditLoans.com isn't for you, one of the following could be a great alternative.
| Loan Amount | Interest Rate | Loan Term | Loan Example |
|---|---|---|---|
| Up to $5,000 | Varies | Varies | See representative example |
| Loan Amount | Interest Rate | Loan Term | Loan Example |
|---|---|---|---|
| $2,000 to $35,000 | 9.95% - 35.99% | 12 to 60 Months | See representative example |
| Loan Amount | Interest Rate | Loan Term | Loan Example |
|---|---|---|---|
| $500 to $35,000 | 5.99% - 35.99% | 60 Days to 72 Months | See representative example |
Information Warranty & Disclosure: Great efforts are made to maintain reliable data on all offers presented. However, users should check each provider’s official website for updated terms, details and conditions for each offer before applying or signing up. Our site maintains strict terms of service and may accept compensation for paid ads or sponsored placements in accordance with these terms. Users must be at least 18 years of age to be eligible for financial offers as per the terms presented on provider websites.
* FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
