Adam West

By: Adam West

Adam West
Adam West

Adam was written, edited, and managed content for news outlets and digital publications for nearly 20 years. Since specializing in finance in late 2016, his editorial focus has been on consumer financial literacy. Adam is most knowledgeable in the areas of credit scores, financial products and services, and the banking industry.

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Editor: Lillian Guevara-Castro

Lillian Guevara-Castro
Lillian Guevara-Castro

Lillian brings more than 30 years of editing and journalism experience, having written and edited for major news organizations, including The Atlanta Journal-Constitution and the New York Times. A former business writer and business desk editor, Lillian ensures all content equips readers with financial literacy.

See full bio » works to connect people with bad credit to loans tailored specifically to their current credit situation. Its large network of lenders is available to you 24/7/365 — no matter what you need the money for. Having been in business since 1998, is one of the leading lender networks in the subprime space today.

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As you can see, there's a lot to like about, especially if you have a bad credit history. But as with any offer or service, be sure to read all the details on the official website before committing. An Advocate for Poor Credit Loan Applicants with a Large Network of Lenders An Advocate for Poor Credit Loan Applicants with a Large Network of Lenders

Emergency financial situations always seem to come at the worst times. And for those with bad credit, the stress of getting a personal loan to make ends meet can be severe. Unfortunately, dealing with poor credit is a more pervasive problem than some might expect. According to the Corporation for Enterprise Development (CFED), 51% of Americans have credit rankings that dip below the subprime range.

What’s more, having no credit history can be as much a hindrance as having bad credit. The CFED also reported, “26 million U.S. adults were credit invisible…[and] an  additional 19 million adults were unscorable.” Never having created a history with the credit reporting agencies or having a low credit score usually works to disqualify a consumer from opening lines of credit — a seemingly paradoxical problem to have.

Bad Credit Loans logo

However, a poor credit score or a short credit history doesn’t mean there are no options available. It’s just a matter of knowing what resources are out there. Bad Credit Loans offers a simple and convenient way for these millions of Americans to have access to the funds they need. Whether it be for personal, business, credit card, mortgage, or auto loans, Bad Credit Loans connects consumers with a network of reputable lenders. Built around a mission of responsible lending and consumer advocacy, the site is a storehouse of resources for those in financial need.

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Other Personal Loans Ratings

Not sure if is for you? Be sure to check out our review of similar offers below. These offers were selected and rated by our team of finance experts as the best available for those with bad credit. If you decide isn't for you, one of the following could be a great alternative.

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About the Author

Adam West

Adam West is a finance editor for, where he regularly coordinates with financial experts and industry movers and shakers to report the latest information, news, and advice on topics related to helping subprime borrowers achieve greater financial literacy and improved credit scores. Adam has more than a dozen years of editing, writing, and graphic design experience for award-winning print and online publications, and specializes in the areas of credit scores, subprime financial products and services, and financial education.

Information Warranty & Disclosure: Great efforts are made to maintain reliable data on all offers presented. However, users should check each provider’s official website for updated terms, details and conditions for each offer before applying or signing up. Our site maintains strict terms of service and may accept compensation for paid ads or sponsored placements in accordance with these terms. Users must be at least 18 years of age to be eligible for financial offers as per the terms presented on provider websites.

* FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.