CashAdvance.com Review

Brittney Mayer

By: Brittney Mayer

Brittney Mayer
Brittney Mayer

Brittney is a credit strategist and debt expert with years of experience applying her in-depth knowledge of the credit and personal finance industries to write comprehensive, user-friendly guides on the products and strategies readers can use to make smart financial decisions throughout the credit-building process.

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Editor: Lillian Guevara-Castro

Lillian Guevara-Castro
Lillian Guevara-Castro

Lillian brings more than 30 years of editing and journalism experience, having written and edited for major news organizations, including The Atlanta Journal-Constitution and the New York Times. A former business writer and business desk editor, Lillian ensures all BadCredit.org content equips readers with financial literacy.

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CashAdvance® is the perfect short-term solution when you need money in a hurry. The service is free to use, and you don't need good credit to be approved for a loan of up to $1,000. Once you receive an offer, you'll be directed to the lender's website to finish the approval process. Be sure to read the terms of any loan offer you receive for specific rates and APRs, as loan terms will vary based on the lender and your creditworthiness.

Let's take a look at the key facts and features of CashAdvance.com:

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As you can see, there's a lot to like about CashAdvance.com, especially if you have a bad credit history. But as with any offer or service, be sure to read all the details on the official CashAdvance.com website before committing.

Cash Advance® — A Trusted Short-Term Loan Solution Serving Americans Since 1997

Cash Advance® — A Trusted Short-Term Loan Solution Serving Americans Since 1997

Emergencies happen to all of us at some point or another, and if you don’t have an emergency fund, it can create even more worry in an already stressful situation. If you need cash fast, CashAdvance® may be your solution.

Anyone, regardless of credit rating, can apply for a loan of up to $1,000 through the CashAdvance online platform. Once you apply, your application will be matched with lenders near you who will then provide you with their loan terms. You will then choose to accept or decline the loan offer — be sure to read any loan offer that is presented to you — as terms and APRs can vary greatly between lenders.

CashAdvance’s mission is to help its customers find the best short-term loan options in their time of financial need, and has been a trusted resource for loans since 1997. “While there are many companies dedicated to helping customers get cash quickly, CashAdvance stands apart by offering a unique level of customer care, security, and a brand that consumers can trust,” according to the site.

CashAdvance is a member of the Online Lenders Alliance (OLA), an organization that represents the online lending industry and ensures its members remain compliant with its list of industry best practices and code of conduct. Additionally, CashAdvance provides educational resources on its site that encourage healthier financial decisions, and always has its customers’ “best interests at heart.”

Other Ratings

Not sure if CashAdvance.com is for you? Be sure to check out our review of similar offers below. These offers were selected and rated by our team of finance experts as the best available for those with bad credit. If you decide CashAdvance.com isn't for you, one of the following could be a great alternative.

  • Personal loans of $2,000 to $35,000
  • Compare rates in 2 minutes without affecting your credit
  • Best for low origination fees for bad credit
  • 550 minimum credit score required
  • Powered by Credible
  • See official site, terms, and details.
★★★★★

4.7

Overall Rating

Loan Amount Interest Rate Loan Term Loan Example
$2,000 to $35,000 9.95% - 35.99% 12 to 60 Months

See representative example

  • Personal loans starting at $1,000
  • Find loans you prequalify for, complete your application, and close your loan
  • Loans for 300+ FICO Scores
  • Checking rates doesn't impact your credit score
  • Powered by Credible
  • See official site, terms, and details.
★★★★★

4.7

Overall Rating

Loan Amount Interest Rate Loan Term Loan Example
$1,000 to $50,000 6.40% - 35.99% 3 or 5 Years

See representative example

See All »

About the Author

Brittney Mayer

Brittney Mayer is a credit strategist and debt expert who uses her extensive research background to write comprehensive consumer guides aimed at helping readers make educated financial decisions on the path to building better credit. Leveraging her vast knowledge of the financial industry, Brittney’s work can be found on a variety of websites, including the National Foundation for Credit Counseling, US News & World Report, NBC News,
TheSimpleDollar.com, CreditRepair.com, Lexington Law, CardRates.com, and CreditCards.com, among others.

Information Warranty & Disclosure: Great efforts are made to maintain reliable data on all offers presented. However, users should check each provider’s official website for updated terms, details and conditions for each offer before applying or signing up. Our site maintains strict terms of service and may accept compensation for paid ads or sponsored placements in accordance with these terms. Users must be at least 18 years of age to be eligible for financial offers as per the terms presented on provider websites.

* FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.