Car.Loan.com Auto Loans Review

Ashley Fricker

By: Ashley Fricker

Ashley Fricker
Ashley Fricker

Ashley has managed content initiatives for BadCredit since 2015, having worked closely with the world’s largest banks and financial institutions, as well as press and news outlets, to publish comprehensive content. Her credit card commentary is featured on national media outlets, including CNBC, MarketWatch, Investopedia, Yahoo Finance, and Reader's Digest.

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Editor: Lillian Guevara-Castro

Lillian Guevara-Castro
Lillian Guevara-Castro

Lillian brings more than 30 years of editing and journalism experience, having written and edited for major news organizations, including The Atlanta Journal-Constitution and the New York Times. A former business writer and business desk editor, Lillian ensures all BadCredit.org content equips readers with financial literacy.

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The experts at Car.Loan.com have been helping car buyers with imperfect credit obtain auto loans since 1994. According to the site, "APRs range from 0% to 25% depending on your geographic location, vehicle type, and credit history." Fill out the easy, 3-minute application to be connected with a lender near you.

Let's take a look at the key facts and features of Car.Loan.com Auto Loans:

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As you can see, there's a lot to like about Car.Loan.com Auto Loans, especially if you have a bad credit history. But as with any offer or service, be sure to read all the details on the official Car.Loan.com Auto Loans website before committing.

Car.Loan.com Provides "Quick and Simple" Auto Credit for Subprime Applicants Across America

Car.Loan.com Provides "Quick and Simple" Auto Credit for Subprime Applicants Across America

Finding a dealership to say “Yes” to your loan request when you have bad credit can be a difficult undertaking. This is an unfair reality for those who need a vehicle to perform life’s necessary tasks, like getting to and from work, dropping the kids off at school, and running to the grocery store. Car.Loan.com is a trusted source that has been saying “Yes” for more than two decades.

“If you have a FICO score of 620 or less, it may be difficult for you to get auto loan approval from a bank or credit union. However, there are special finance lenders out there that look at factors beyond your credit score in order to finance your vehicle purchase. Typically, these lenders will just need to verify that you have a valid driver’s license, a qualifying income and a stable residence,” according to the site.

Simply fill out the 3-minute loan application to see if you’re pre-qualified for an auto loan. All you need is your name, email, phone number, and date of birth to get started. Once pre-qualified, you’ll visit the dealership directly to look at vehicles and discuss the application and approval process.

To see how much you can get approved for, use the site’s Loan Estimator tool. You can even calculate what your monthly payment could look like with its Payment Calculator. Visit Car.Loan.com to learn more.

Other Auto Loans Ratings

Not sure if Car.Loan.com Auto Loans is for you? Be sure to check out our review of similar offers below. These offers were selected and rated by our team of finance experts as the best available for those with bad credit. If you decide Car.Loan.com Auto Loans isn't for you, one of the following could be a great alternative.

  • Network of dealer partners has closed $1 billion in bad credit auto loans
  • Specializes in bad credit, no credit, bankruptcy and repossession
  • In business since 1999
  • Easy, 30-second pre-qualification form
  • Bad credit applicants must have $1500/month income to qualify
  • See application, terms, and details.
★★★★★

4.9

Overall Rating

Interest Rate In Business Since Application Length Reputation Score
3.99% - 29.99% 1999 3 minutes 9.5/10
See All Auto Loans »

About the Author

Ashley Fricker

Ashley works with a team of finance experts and journalists who develop in-depth industry profiles and advice articles read by more than 15 million Americans. Her years of experience reporting on consumer credit scores and reports positions Ashley to make smart recommendations on ways to improve one’s credit and avoid predatory lending. She often serves as an expert source on financial topics for national media outlets, including CNN Money, MarketWatch, Money Matters, ABC News, Kiplinger, and NBC News. Connect with Ashley on LinkedIn and Twitter.

Information Warranty & Disclosure: Great efforts are made to maintain reliable data on all offers presented. However, users should check each provider’s official website for updated terms, details and conditions for each offer before applying or signing up. Our site maintains strict terms of service and may accept compensation for paid ads or sponsored placements in accordance with these terms. Users must be at least 18 years of age to be eligible for financial offers as per the terms presented on provider websites.

* FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.