Ashley Dull was created in 2003 to help consumers "take control of the research, finance, and buy processes for auto and motorcycle loans." The site acts as a financing marketplace in that it connects applicants to up to four loan offers in minutes via proprietary analysis and evaluation, known as "Preferred Placement."

- Ashley Dull, 4/4/2019

Advertiser Disclosure

More About — A One-Stop Shop for Automotive Customers Seeking Financing for Their Next Vehicle
Expert's Take — A One-Stop Shop for Automotive Customers Seeking Financing for Their Next Vehicle

By: Ashley Dull is a trusted leader in the subprime auto financing space, authorized to do business in 48 states (Alaska and Hawaii excluded) and the District of Columbia. It was created by a group of entrepreneurs whose combined backgrounds bring together 50 years of expertise in eCommerce and financial services.

It’s free to apply and you’ll be matched with up to four loan offers that “directly fit your needs via a patented analysis and evaluation process, so you’ll never waste time sorting through information that’s not relevant to you and your financial situation,” according to the site.

Whether you’re looking to purchase a new or used vehicle, refinance your current one, or buy out a lease, provides options for all. The only financing restrictions apply to utility vans, high-end sports cars, vehicles with a salvaged title or those that have been repossessed and auctioned. Mileage and vehicle model year requirements vary by lender.

The company boasts an 8.8 out of 10 rating on Trustpilot, with many reviewers writing that it was an excellent experience and easy process.

This is the best website for an auto loan. I started receiving offers immediately and secured my new auto loan within 48 hrs. My loan was sent to me within 2 days of my request and I went and got my new car the same day. Thank You — Sherrie claims to offer some of the lowest interest rates in the industry. Visit the site to learn more about the application process and your financing options.

Other Auto Loans Ratings

  • Network of dealer partners has closed $1 billion in bad credit auto loans
  • Specializes in bad credit, no credit, bankruptcy and repossession
  • In business since 1999
  • Easy, 30-second pre-qualification form
  • Bad credit applicants must have $1500/month income to qualify
  • Click here for application, terms, and details.


Overall Rating

Interest Rate In Business Since Application Length Reputation Score
3.99% - 29.99% 1999 3 minutes 9.5/10
  • Free, no-obligation application
  • Specializes in auto loans for bankruptcy, bad credit, first-time buyer, and subprime
  • Affordable payments and no application fees
  • Same-day approval available
  • Connects 1000's of car buyers a day with auto financing
  • Click here for application, terms, and details.


Overall Rating

Interest Rate In Business Since Application Length Reputation Score
Varies 1994 3 minutes 9.0/10
See All Auto Loans »

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About the Reviewer

Ashley Dull

Ashley Dull is a finance editor for, where she works with a team of finance experts and journalists who develop in-depth industry profiles and advice articles read by more than 15 million Americans. Her years of experience reporting on consumer credit scores and reports positions Ashley to make smart recommendations on ways to improve one’s credit and avoid predatory lending. She often serves as an expert source on financial topics for national media outlets, including CNN Money, MarketWatch, Money Matters, ABC News, Kiplinger, and NBC News. Connect with Ashley on LinkedIn and Twitter.

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* FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.