Financial Planning

Financial Planning involves creating a roadmap for budgeting, saving, and investing to achieve financial goals like retirement, emergencies, and long-term security.

Welcome to our Financial Planning hub, your go-to resource for crafting a secure financial future. Explore articles on creating budgets, setting financial goals, and developing investment strategies. Whether you’re planning for retirement, building an emergency fund, or setting milestones, find expert insights to guide your journey. Use the search box to find specific topics, and dive into subtopics, FAQs, and the latest research to enhance your financial literacy.

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Explore Financial Planning Subtopics and Resources

Explore the essentials of Financial Planning, from budgeting and saving to investment strategies. Understanding these subtopics helps you set and achieve financial goals, prepare for emergencies, and secure a comfortable retirement.

Budgeting

Tips and tools for creating, tracking, and adjusting budgets to achieve financial goals. Solutions for common budgeting challenges included.

Retirement Planning

Explore strategies for setting retirement goals, selecting accounts, and maximizing benefits to secure a financially stable retirement.

Financial Security

Explore strategies for achieving financial security through emergency funds, asset protection, insurance, and risk management to handle unexpected costs.

Studies

Explore research and studies that offer valuable insights into financial planning. These resources help you understand budgeting, saving, and investing, guiding you in creating a robust financial plan for a secure future.

Survey: 59% of Retirees Do Not Have Enough Money for Retirement

By: Jon McDonald 7/29/2024

In a perfect world, when Americans hit 65, they retire, travel the world, and do all the things they wish they had time for while working. However, that... Read More »

Study: Using Creative Financial Strategies to Achieve Financial Freedom

By: Jon McDonald 6/27/2024

Many Americans are turning to unconventional financial strategies to manage their finances. With the cost of living rising and salaries not getting the... Read More »

34% of Americans Don’t Feel Financially Secure Enough to Enjoy Summer

By: Jon McDonald 5/16/2024

Summer is a historically busy time. Across the U.S., people are getting outside, going on road trips, and socializing together with fun summer activities.... Read More »

How Long It Takes to Afford a Home Down Payment Making Minimum Wage

By: Jon McDonald 5/15/2024

Owning a home is a big part of the American Dream, representing financial security and personal accomplishment. But for minimum-wage workers, buying a... Read More »

Industry News

Stay updated on the latest in financial planning with industry news. Discover key regulatory changes, emerging trends, and market developments that shape how financial strategies are crafted and managed, impacting both providers and the overall landscape.

Social Security Benefit Cuts Could Hit Americans by 2032

Social Security Benefit Cuts Could Hit Americans by 2032

Social Security benefits could be cut by 22% in 2032 unless Congress steps in with legislation... Read More »

Lucy Lazarony 6/30/2026

401(k) Withdrawals Rise as More Americans Face Cash Crunch

401(k) Withdrawals Rise as More Americans Face Cash Crunch

Many U.S. workers chose to tap into their retirement accounts to manage their household... Read More »

Andrew Allen 6/19/2026

Reverse Mortgages Surge as Seniors Face Growing Deficits

Reverse Mortgages Surge as Seniors Face Growing Deficits

More homeowners are turning to reverse mortgages as a means of easing financial strain.  In... Read More »

Lucy Lazarony 4/29/2026

Why More Americans Doubt They’ll Ever Retire Comfortably

Why More Americans Doubt They’ll Ever Retire Comfortably

Americans are feeling less confident about having enough money for a comfortable retirement. ... Read More »

Lucy Lazarony 4/24/2026

BNPL Becoming Pivotal in Homeowner Cash Flow Management

BNPL Becoming Pivotal in Homeowner Cash Flow Management

Research by the JPMorgan Chase Institute has identified how BNPL is becoming part of household... Read More »

Eric Bank 3/19/2026

Record 6% Tap 401(k)s Early for Financial Hardship

Record 6% Tap 401(k)s Early for Financial Hardship

A record-breaking number of Americans are tapping into their 401(k) retirement accounts in... Read More »

Lucy Lazarony 3/6/2026