Financial Planning

Financial Planning involves creating a roadmap for budgeting, saving, and investing to achieve financial goals like retirement, emergencies, and long-term security.

Welcome to our Financial Planning hub, your go-to resource for crafting a secure financial future. Explore articles on creating budgets, setting financial goals, and developing investment strategies. Whether you’re planning for retirement, building an emergency fund, or setting milestones, find expert insights to guide your journey. Use the search box to find specific topics, and dive into subtopics, FAQs, and the latest research to enhance your financial literacy.

Learn more about financial planning

John Ulzheimer profile image
Erica Sandberg profile image
Bobbi Rebell profile image
Andrea Woroch profile image
Stefanie O'Connell profile image
Erin Lowry profile image

Explore Financial Planning Subtopics and Resources

Explore the essentials of Financial Planning, from budgeting and saving to investment strategies. Understanding these subtopics helps you set and achieve financial goals, prepare for emergencies, and secure a comfortable retirement.

Budgeting

Tips and tools for creating, tracking, and adjusting budgets to achieve financial goals. Solutions for common budgeting challenges included.

Retirement Planning

Explore strategies for setting retirement goals, selecting accounts, and maximizing benefits to secure a financially stable retirement.

Financial Security

Explore strategies for achieving financial security through emergency funds, asset protection, insurance, and risk management to handle unexpected costs.

Studies

Explore research and studies that offer valuable insights into financial planning. These resources help you understand budgeting, saving, and investing, guiding you in creating a robust financial plan for a secure future.

Best States to Save for a Home Down Payment in 2026

By: Lynn Cadet 6/29/2026

Saving for a down payment on a home has become one of the biggest financial hurdles facing Americans. While incomes vary from state to state, so do home... Read More »

1 in 3 Americans Would Have a Baby for $1,000 — Even Though It Costs $300K to Raise One

By: Lynn Cadet 6/11/2026

Despite a $1,000 government incentive, most Americans remain hesitant to have more children. A recent BadCredit.org study finds that 1 in 3 Americans... Read More »

3 in 4 Say You Should Have Money Set Aside to Leave a Relationship

By: Lynn Cadet 5/11/2026

Most people don’t walk into a relationship thinking it will end. Yet protective measures, such as prenups and pet custody agreements, have been gaining... Read More »

Most Affordable College Towns to Watch March Madness

By: Lynn Cadet 2/24/2026

As millions of Americans prepare for bracket-breaking excitement next month, many are also trying to avoid breaking something else: the bank. March Madness... Read More »

Industry News

Stay updated on the latest in financial planning with industry news. Discover key regulatory changes, emerging trends, and market developments that shape how financial strategies are crafted and managed, impacting both providers and the overall landscape.

Students Earn Micro-Scholarships for High School Achievements

Students Earn Micro-Scholarships for High School Achievements

In a Nutshell: When it comes to college financial planning, it pays to get students involved... Read More »

Mike Senecal 9/24/2024

Shape Your Mindset for Success to Achieve Your Financial Goals

Shape Your Mindset for Success to Achieve Your Financial Goals

In a Nutshell: Humans aren’t computers, but when we think systematically about a problem, we’re... Read More »

Mike Senecal 9/19/2024

Financially Healthy Workforces Benefit Employers

Financially Healthy Workforces Benefit Employers

In a Nutshell: Businesses that offer robust benefit packages may attract and retain... Read More »

Andrew Allen 8/28/2024

Andy Hill on the Journey to Financial Independence With Dependents

Andy Hill on the Journey to Financial Independence With Dependents

In a Nutshell: Individuals who struggle to master their finances may find the challenge... Read More »

Andrew Allen 5/30/2024

ESCA Advocates for Employee-Owned S Corporations

ESCA Advocates for Employee-Owned S Corporations

In a Nutshell: Employee stock ownership plans (ESOPs) are benefit plans that provide workers... Read More »

Mike Senecal 4/16/2024

Workers Credit Union Provides Personalized Financial Coaching

Workers Credit Union Provides Personalized Financial Coaching

In a Nutshell: The North Central Massachusetts communities that Workers Credit Union serves are... Read More »

Mike Senecal 3/6/2024