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Bad Credit Resource

At BadCredit.org, the web’s top finance experts come together to help inform and educate over 27 million users, enabling better credit decisions and a brighter financial future.

John Ulzheimer
John Ulzheimer

Credit Expert

Erica Sandberg
Erica Sandberg

Finance Expert

Bobbi Rebell
Bobbi Rebell

CFP®, CFT™

Expert Guides

Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.

Personal Credit Assistant

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Instant, personalized credit advice powered by AI and trained on thousands of expert-written articles.

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Studies & Research

Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.

25 Notable Subprime Credit Cardholder Statistics

25 Notable Subprime Credit Cardholder Statistics

By: Erica Sandberg 9/18/26

Your consumer credit score is not you. Let’s get that out of the way immediately. It... read more »

15 Essential U.S. Inflation Rate Statistics

15 Essential U.S. Inflation Rate Statistics

By: Zina Kumok 9/17/26

Before the COVID-19 pandemic, inflation wasn’t something that most people worried... read more »

56% of Online-Influenced Home Shoppers Faced Debt or Financial Setbacks

56% of Online-Influenced Home Shoppers Faced Debt or Financial Setbacks

By: Andrew Allen 9/9/26

Keeping up with the Joneses used to entail making sure one’s home and yard looked... read more »

21% of Single Women Say They Could Never Save $15,000 for Egg Freezing

21% of Single Women Say They Could Never Save $15,000 for Egg Freezing

By: Lucy Lazarony 9/2/26

When Rep. Alexandria Ocasio-Cortez recently shared her egg-freezing journey on social... read more »

Industry News

Authoritative daily news and insights on the subprime industry by our team of dedicated experts and reporters.

Kentucky Targets $250M Medical Debt Relief Program

Kentucky Targets $250M Medical Debt Relief Program

By: Lucy Lazarony

Kentucky’s Medical Debt Relief Program could erase at least $250 million in medical debt for an estimated 130,000 residents. On Sept. 15, Kentucky Governor Andy Beshear signed an executive order authorizing the transfer of $2.5 million to Undue... Read More »

Chime’s $590M Stride Deal Raises a $10 Billion Question

$167.5M ATM Fee Settlement Claims Open: Who Qualifies

For industry news, discussions, and more...

Why New Cars Cost $1,072 a Month to Own, According to AAA

Owning and operating a new vehicle costs an average of $12,863 in 2026 — or $1,071.92 per month — according to AAA’s Your Driving Costs analysis. AAA’s 2026 estimate takes... Read More »

Who Can Claim Up to $650 in Concora’s Robocall Settlement?

A $9.375 million class action settlement could put an estimated $250 to $650 in the pockets of some people who received robocalls from Concora Credit. To qualify, people must... Read More »

NYC Click-to-Cancel Rule Starts Oct. 1: What Changes

New York City’s “Click-to-Cancel” rule takes effect Oct. 1, making it easier for New Yorkers to end many automatically renewing and continuous-service subscriptions. “In our... Read More »

Charities We Support

BadCredit.org supports charities who promote and foster financial literacy.

In our efforts to realize our site's mission, we support many financial literacy foundations by making financial contributions to the following non-profit organizations. Learn about each charity and why we support them.

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Press Center

Press Center

BadCredit.org is regularly relied upon by leading national news outlets to provide expert commentary on various financial topics. Browse our latest media appearances and citations below.