Best States to Save for a Home Down Payment in 2026
Saving for a down payment on a home has become one of the biggest financial hurdles... read more »
At BadCredit.org, the web’s top finance experts come together to help inform and educate over 27 million users, enabling better credit decisions and a brighter financial future.
Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.
Instant, personalized credit advice powered by AI and trained on thousands of expert-written articles.
How often do you check your credit scores? If you look at them at least once a month, you’re more on top of them than most Americans. That’s because only about 4 in 10 Americans (37%) report checking their credit scores at least once... Read More »
Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.
Saving for a down payment on a home has become one of the biggest financial hurdles... read more »
Despite a $1,000 government incentive, most Americans remain hesitant to have more... read more »
America is currently experiencing a sports betting boom. From 2020 to 2025, the money... read more »
Most people don’t walk into a relationship thinking it will end. Yet protective... read more »
Authoritative daily news and insights on the subprime industry by our team of dedicated experts and reporters.
By: Lucy Lazarony
A new Delaware law will eliminate hospital bills for some low-income patients and provide new protections against medical debt collection. Signed July 20 by Gov. Matt Meyer, the law establishes statewide hospital financial assistance standards... Read More »
Americans may be losing far more money to scammers than federal data capture. Many victims report scams to their banks but do not report them to federal authorities. New... Read More »
More than 1 in 10 federal student loan borrowers are carrying balances exceeding $100,000, according to TransUnion’s U.S. Consumer Credit Database. One factor contributing to... Read More »
Roughly 44 million U.S. adults have subprime credit, according to a PYMNTS Intelligence report. More than one-third of them don’t have a credit card or store card — nearly... Read More »
We gathered leading personal finance experts specializing in a range of subprime topics to share timely and actionable advice. Our veteran journalists boast decades of industry experience.
An easy way to fix bad credit
In debt and need help climbing out?
Bad credit? Get help obtaining an account
See your credit score, accounts and more
2026's best credit cards for bad credit
Best personal loans for bad credit
Best auto loans for bad credit
Companies known to approve poor-credit
In our efforts to realize our site's mission, we support many financial literacy foundations by making financial contributions to the following non-profit organizations. Learn about each charity and why we support them.
Learn More »
We gathered leading personal finance experts specializing in a range of subprime topics to share timely, actionable advice with readers from around the world. Learn more about our leading finance experts.
Bobbi Rebell
Consumer finance expert, writer, and TV personality specializing in budgeting and saving money.
John Ulzheimer
Nationally-recognized author and expert on credit reporting, credit scoring, and identity theft.
Erica Sandberg
Leading reporter, journalist, author and experienced TV/radio host with 15+ years of finance expertise.
BadCredit.org is regularly relied upon by leading national news outlets to provide expert commentary on various financial topics. Browse our latest media appearances and citations below.
Looking for a fast-paced, goal oriented team that's passionate about personal finance and informing the subprime finance market? Join us in our mission! Browse open positions below.
Staff Writer
We're actively hiring editorial talent to help produce feature articles, studies, and how-to...
Senior Staff Writer
We’re seeking talented content producers to create unique, engaging articles for...
Brand Ambassador
We’re seeking driven marketing and communications professionals to help...
