Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.
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11 min read
Featured
When it comes to credit, I think I’ve heard all the rumors and partial truths by now. This myth is among... read more »
17,632 views
7 min read
Credit Management
Pay down your credit card balances. Pay on time. Don’t close your oldest account. Dispute mistakes on your credit report. One of the biggest problems with credit repair advice is that... read more »
14,832 views
5 min read
Credit Management
Charge-offs and collections are both bad for your finances, but they aren’t the same thing. When banks or lenders designate your account as charged-off, they determine that you likely... read more »
16,588 views
7 min read
Consumer Protection
Paying off your debt is supposed to make your credit score increase, but what about when it comes to an account that’s in collections? Paying off a collection account should be... read more »
27,835 views
7 min read
Credit Management
Have you ever thought: “I want a credit card, but every time I apply, I get turned down, and now my credit score is lower!” This is such a frustrating, yet all too common, complaint.... read more »
25,109 views
7 min read
Loans
We’ve all had that moment when we decide to get serious about a big purchase. Maybe it’s a new car, a big piece of furniture, or a new shed for your backyard. When it comes to applying... read more »
24,106 views
9 min read
Credit Cards
Rejection is awful, but it can be especially disheartening when it comes to your finances. Imagine that you researched all of your options and finally found a credit card that had... read more »
42,066 views
7 min read
Credit Management
When you’re trying to build or rebuild your credit, starting small with a low-limit credit card may not seem like it will get you very far. Take a secured credit card, for example. It... read more »
30,685 views
7 min read
Fraud Prevention
This question was posted on Reddit, but over the years I’ve heard versions of it many times: “Which app is the most helpful for monitoring credit scores? Any suggestions which is most... read more »
43,044 views
5 min read
Credit Management
Credit scores look different depending on where you check them because there is no single, universal credit score. Instead, the U.S. market relies on two credit score brands — FICO and... read more »
38,514 views
7 min read
Loans
I get balance transfer offers in the mail all the time, and sometimes I even see these offers in my online dashboard for my credit card accounts. A balance transfer can be a great way... read more »
