Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.
Featured
338 views
9 min read
Predatory lending practices have the potential to affect everyone, but national security is at stake when... read more »
Loans
1,264 views
15 min read
An installment loan is a loan with a fixed repayment term, meaning that there is a specific end date to the loan. When you sign up for an installment loan, you know exactly how many... read more »
Personal Finance
816 views
11 min read
A person’s income depends on various factors. While some people may believe someone’s earnings stem from their ambition and work ethic, others hold that life’s circumstances have a more... read more »
Credit Cards
2,626 views
21 min read
Unsecured credit cards are available without putting down any money as a deposit to secure your credit line. When you spend with an unsecured card, you borrow money from the credit card... read more »
Lessons
5,388 views
9 min read
The Consumer Credit Protection Act (CCPA) is a federal law in the United States enacted on May 29, 1968. It includes four titles that focus on different aspects of consumer credit. The... read more »
Charge-Offs
5,083 views
13 min read
A charge-off occurs when a company believes you will probably not pay back the money you owe on a credit card or loan. They mark this debt as “charged-off,” and typically occurs after... read more »
Economy
10,800 views
13 min read
It’s hard to plan for the future if you don’t know where you are today. That common-sense assertion is why consumer economics experts are essential to understanding the financial... read more »
Credit Checks
13,312 views
11 min read
A credit check consists of reviewing your consumer credit reports and the credit scores derived from the information found on those files. When a company wants to know how much risk it... read more »
Credit Scores
8,888 views
5 min read
For at least the last 19 years, the company known as FICO, my former employer and the company that invented credit scores, has published reports on average credit scores. In 2005, the... read more »
Credit Repair
14,126 views
15 min read
Credit repair is a process that addresses errors and negative items on your credit reports. It can include identifying misinformation, disputing and removing inaccurate information, and... read more »
Secured Credit Cards
14,806 views
23 min read
A secured credit card is a type of credit card that the cardowner backs with a cash deposit that typically serves as collateral for the credit line. This makes secured credit cards... read more »
