Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.
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Featured
Collection accounts can quickly tank your credit scores. If one appears on your credit reports... read more »
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5 min read
Credit Management
How often do you check your credit scores? If you look at them at least once a month, you’re more on top of them than most Americans. That’s because only about 4 in 10 Americans (37%)... read more »
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7 min read
Credit Management
Whenever I’ve talked with someone about credit repair over the years, inevitably, the biggest hurdle they face is getting started. Debt and bad credit can feel overwhelming, and a lot... read more »
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Credit Management
No matter how bad your credit is now, there’s an off-ramp in the future. Federal law prohibits credit bureaus from reporting most negative information that is more than seven years old.... read more »
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11 min read
Credit Management
When it comes to credit, I think I’ve heard all the rumors and partial truths by now. This myth is among them: “The only way to have a high credit score is to keep a balance – credit... read more »
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Credit Management
Pay down your credit card balances. Pay on time. Don’t close your oldest account. Dispute mistakes on your credit report. One of the biggest problems with credit repair advice is that... read more »
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Credit Management
Charge-offs and collections are both bad for your finances, but they aren’t the same thing. When banks or lenders designate your account as charged-off, they determine that you likely... read more »
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Consumer Protection
Paying off your debt is supposed to make your credit score increase, but what about when it comes to an account that’s in collections? Paying off a collection account should be... read more »
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Credit Management
Have you ever thought: “I want a credit card, but every time I apply, I get turned down, and now my credit score is lower!” This is such a frustrating, yet all too common, complaint.... read more »
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Loans
We’ve all had that moment when we decide to get serious about a big purchase. Maybe it’s a new car, a big piece of furniture, or a new shed for your backyard. When it comes to applying... read more »
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9 min read
Credit Cards
Rejection is awful, but it can be especially disheartening when it comes to your finances. Imagine that you researched all of your options and finally found a credit card that had... read more »
