Steven Tumulski

Contributing Expert
Steven Tumulski

About the Author

Steven Tumulski is most knowledgeable about debt and credit repair, and has had his work published more than 5,000 times in his years of writing.

Much of Steve’s education comes from real-world experience, having served in management in the IT field before diving into the world of personal finance.

Steve is a father of three and spends his spare time reading and writing fiction.

Latest Posts

Worked On 17 Articles To Date

Blog

100,000+ views

1 min read

7 Ways a Bad Credit Score Can Hurt You

7 Ways a Bad Credit Score Can Hurt You

Everyone wants a good credit score. If your report shows you likely have a 700 or higher, you’ll have access to better interest rates, be... read more »

By: Steven Tumulski • 1/15/15

Guide

100,000+ views

3 min read

How Students with Bad Credit Can Apply for Credit Cards

How Students with Bad Credit Can Apply for Credit Cards

If you’re in college and dealing with bad credit, you’re undoubtedly hoping to graduate with a higher score. Doing so isn’t quite as difficult as... read more »

By: Steven Tumulski • 12/18/14

Guide

100,000+ views

3 min read

How to Get Rid of Debt and Keep it Off

How to Get Rid of Debt and Keep it Off

Debt stinks, but it’s not like most of us have much of a choice. If you want to buy a house, you’re going to need to save a few hundred thousand... read more »

By: Steven Tumulski • 12/17/14

Guide

100,000+ views

3 min read

How to Get a Loan When You Have Bad Credit

How to Get a Loan When You Have Bad Credit

Once you have bad credit, it might seem like you’ll never be approved for another loan again. While this is partially true, there are a number of... read more »

By: Steven Tumulski • 10/23/14

Study

100,000+ views

1 min read

Mortgage Lenders with Bad Credit Insolvencies Coming to an End

Mortgage Lenders with Bad Credit Insolvencies Coming to an End

It’s no secret the recent “great recession” was largely caused at the hands of mortgage lenders with all-too-lenient credit requirements. A... read more »

By: Steven Tumulski • 7/25/13

Guide

100,000+ views

3 min read

How to Explain Your Bad Credit to Your Partner

How to Explain Your Bad Credit to Your Partner

If you have bad credit, then you’re already used to dealing with a number of challenges. One you may never have expected is having to fess up... read more »

By: Steven Tumulski • 7/16/13

Study

100,000+ views

1 min read

Study: African-Americans More Likely to Have Bad Credit

Study: African-Americans More Likely to Have Bad Credit

A recent $1.3 million dollar study undertaken by Freddie Mac has revealed some surprising differences in credit scores between African-Americans... read more »

By: Steven Tumulski • 7/15/13

Study

100,000+ views

1 min read

Study Suggests Students Should Have One Credit Card to Avoid Potential Debt

Study Suggests Students Should Have One Credit Card to Avoid Potential Debt

It seems like common knowledge we should avoid debt. Each generation goes through the process of accumulating debt, struggling to pay it off and... read more »

By: Steven Tumulski • 7/11/13

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