Ray FitzGerald

About the Author

Ray FitzGerald

Ray has more than a decade of journalism experience, writing for publications such as The Gainesville Sun, Miami Herald, and Investment Times. He’s covered everything from Bitcoin and blockchain technology to real estate investing and the stock market, but most enjoys sharing creative ways to budget and save money to make income go further. He works closely with various firms and individuals to learn more about traditional and alternative investments in his spare time, and greatly enjoys watching and reading about classic films from the silent period through the advent of color.

Latest Posts

18 posts written/edited to date

Blog

100,000+ views

5 min read

Credit Counselling Society Provides Personalized, Compassionate Service to Financially Strained Canadians

Credit Counselling Society Provides Personalized Financial Assistance

For the past 20-plus years, Canadians with financial difficulties have found effective solutions through the Credit Counselling... read more »

Ray FitzGerald

By: Ray FitzGerald • 6/25/18

Blog

100,000+ views

5 min read

Debtmerica Relief Helps Clients Become Debt-Free in as Little as 24 to 48 Months by Enrolling Clients into Programs that Negotiate Balances and Create Custom Payment Plans

Debtmerica Relief Programs Help Clients Escape Debt

Eight in 10 Americans hold some sort of debt — from credit cards to loans or mortgages. While debt is prevalent across the... read more »

Ray FitzGerald

By: Ray FitzGerald • 3/16/18

Blog

100,000+ views

5 min read

Ally Bank’s Online Savings Account Earns Our 2018 Editor’s Choice™ Award for Its Consistently Competitive Interest Yields

Ally Bank Offers One of the Top Online Savings Interest Yields

Online banking has increased in popularity over the last decade as consumers look for ways to stay connected to their money... read more »

Ray FitzGerald

By: Ray FitzGerald • 2/22/18

Blog

100,000+ views

3 min read

FlexShopper Allows Customers with Bad Credit to Shop Online for Brand-Name Rent-to-Own Items from Major Retailers

How FlexShopper is Revolutionizing the Rent-To-Own Industry

Consumers with low, or no, credit have few options for purchasing the furniture, electronics, or other goods they want. Many turn... read more »

Ray FitzGerald

By: Ray FitzGerald • 2/16/18

Blog

100,000+ views

5 min read

Each Week, BiggerPockets Podcasts Help Thousands of Listeners Learn How to Manage Money and Invest in Real Estate Without Large Upfront Costs

BiggerPockets Educates Users on Money, Real Estate Investing

When Joshua Dorkin’s investment property began costing him more than it earned, he turned to the internet for advice on improving... read more »

Ray FitzGerald

By: Ray FitzGerald • 2/8/18

Blog

100,000+ views

3 min read

loanDepot Launches mello Home to Connect Pre-Approved Loan Customers to Verified Local Real Estate Agents

loanDepot’s mello Expansion Connects Homebuyers to Sellers

By focusing on personal, home, and home equity loans, and making customer service paramount, loanDepot has become the... read more »

Ray FitzGerald

By: Ray FitzGerald • 2/1/18

Guide

100,000+ views

3 min read

Credit Repair Attorneys: 3 Best Credit Repair Firms (Feb. 2024)

Do I Need a Credit Repair Attorney?

In American pop culture, lawyers seem to be almost equally depicted as both the righteous hero — and the diabolical villain. But whether you love... read more »

Ray FitzGerald

By: Ray FitzGerald • 1/30/18

Blog

100,000+ views

5 min read

Get More Bang Out of Your Bargain Machine —  CodeWeavers’ Crossover on Chrome OS Beta Supercharges Intel-Based Chromebooks

CrossOver on Chrome OS Beta Adds Value to Intel-Based Chromebooks

Chromebooks are rising in popularity as the small size — and smaller price tag — lure customers away from pricier machines. But... read more »

Ray FitzGerald

By: Ray FitzGerald • 1/11/18

Blog

100,000+ views

5 min read

loanDepot Combines Service and Technology to Disrupt the Traditional Lending Process with More Than $125 Billion in Loans Funded Since 2010

loanDepot Combines Service and Tech to Disrupt Traditional Lending

Mortgage interest rates have increased over the last year but still remain among the lowest they’ve been in a decade. Home values... read more »

Ray FitzGerald

By: Ray FitzGerald • 12/20/17

Blog

100,000+ views

5 min read

Debt Support Trust Offers Helpful Advice and a Friendly Ear to UK Citizens Dealing with Debt Issues

Debt Support Trust’s Advice Helps UK Citizens Escape Debt

An increasing number of Brits struggle with debt issues every day across the UK. As the cost of living rises faster than wage... read more »

Ray FitzGerald

By: Ray FitzGerald • 12/12/17

Blog

100,000+ views

3 min read

Club Money Offers Responsible Payday Loan Options for Australians with Same-Day Approval and Payouts

Club Money Offers Responsible Payday Loan Options for Australians

The unexpected is a part of life. Every day, medical needs, car problems, or leaky roof tiles unsettle the bank accounts of... read more »

Ray FitzGerald

By: Ray FitzGerald • 12/5/17

Guide

100,000+ views

3 min read

5 Bad Credit Auto Loans With No Down Payment (Feb. 2024)

3 Best Auto Loans with No Down Payment

I got my first job when I was 14. At that age, I knew I wanted to buy a car when it was time to get my license. Two years’ worth of savings was... read more »

Ray FitzGerald

By: Ray FitzGerald • 11/27/17

Guide

100,000+ views

5 min read

How Long Does Credit Repair Take? (Feb. 2024)

How Long Does Credit Repair Take?

Anyone that’s run a race can tell you the most important part of your performance is the start. If you get off the blocks slow, you’re almost... read more »

Ray FitzGerald

By: Ray FitzGerald • 11/16/17

Blog

100,000+ views

5 min read

NZCU Baywide Named Editor’s Choice™ for Secure, Affordable Personal and Mortgage Loans for New Zealand Families

NZCU Baywide: Secure, Affordable Home Loans in New Zealand

With home values rising and bank regulations that require a 20% down payment for a mortgage , homeownership in New Zealand is at... read more »

Ray FitzGerald

By: Ray FitzGerald • 10/30/17

Blog

100,000+ views

5 min read

Earnest Takes a Data-Driven Approach to Provide Consumers Lower Rates on New and Refinanced Loans

Earnest Offers Low-Rate Loans Based on Detailed Customer Data

Providing merit-based personal loans and student debt refinancing, Earnest takes a modern approach when compared with the... read more »

Ray FitzGerald

By: Ray FitzGerald • 10/4/17

Blog

100,000+ views

5 min read

Debthelper.com’s Debt Management Plans Work to Eliminate Millions in American Consumer Debt Each Year

Debthelper.com’s DMPs Eliminate Millions in Debt Annually

While it’s not all considered “bad debt,” the average American household facing debt owes $132,529, spread across credit cards,... read more »

Ray FitzGerald

By: Ray FitzGerald • 9/29/17

Blog

100,000+ views

5 min read

How Credible® Can Help Borrowers with Limited Credit Save Up to $19,000 on Student Loans with a Co-Signer

Credible® — Refinance Student Loans & Save with a Co-Signer

Students don’t typically have the credit history to earn favorable interest rates on the loans required to boost their future... read more »

Ray FitzGerald

By: Ray FitzGerald • 9/15/17

Blog

100,000+ views

7 min read

Patelco Credit Union Offers Nationwide Account Access and Financial Education to More than 300,000 Members

Patelco Credit Union — Education and Accessibility for 300K Members

One of the oldest credit unions in the US, Patelco Credit Union is also one of the most accessible. With 36 branches, more than... read more »

Ray FitzGerald

By: Ray FitzGerald • 8/31/17