Q&A: What is the Difference Between a Charge-Off and a Collection?
Charge-offs and collections are both bad for your finances, but they aren’t the same thing. When banks or lenders designate your account as... read more »
Guide
16,764 views
5 min read
Charge-offs and collections are both bad for your finances, but they aren’t the same thing. When banks or lenders designate your account as... read more »
Guide
44,270 views
5 min read
Credit scores look different depending on where you check them because there is no single, universal credit score. Instead, the U.S. market... read more »
Guide
46,563 views
5 min read
This is an excerpt from a recent Q&A with renowned credit expert John Ulzheimer. You can see the entire interview on our YouTube Channel. “There... read more »
Guide
84,643 views
9 min read
When you apply for any form of credit, whether that be a credit card, a mortgage loan, or an auto loan, it is almost a certainty that one or more... read more »
Guide
100,000+ views
5 min read
For at least the last 19 years, the company known as FICO, my former employer and the company that invented credit scores, has published reports... read more »
Guide
100,000+ views
5 min read
The world of consumer finance is loaded with data, statistics, trends, acronyms, and averages. It’s truly a numbers-driven industry. As it... read more »
Guide
100,000+ views
3 min read
The world of mortgage interest rates has been on quite the roller coaster over the last few years. Mortgage interest rates for garden-variety... read more »
Guide
100,000+ views
5 min read
Your credit score or, more accurately credit scores, are used by lenders to assess the risk of doing business with you. If you have good or great... read more »
