25 Notable Subprime Credit Cardholder Statistics
Your consumer credit score is not you. Let’s get that out of the way immediately. It has nothing to do with your character or worth. It is... read more »
Erica Sandberg is a consumer finance expert and journalist whose articles and insights are featured in publications such as the Wall Street Journal, Reuters, MarketWatch, Forbes, and MSN Money. An experienced media host, she's led many financial programs, including her podcast, "Adventures With Money." She's appeared on Fox, CNN, "EconTalk" and "The Dr. Drew Podcast," and has been the resident money and credit authority for KRON-4 News in San Francisco for more than 10 years. She's the author of "Expecting Money: The Essential Financial Plan for New and Growing Families" and recipient of the 2024 Financial Literacy and Education in Communities (FLEC) Award for National Excellence.
Study
264 views
21 min read
Your consumer credit score is not you. Let’s get that out of the way immediately. It has nothing to do with your character or worth. It is... read more »
By: Erica Sandberg • 9/18/26
Blog
36,074 views
3 min read
Adults between the ages of 18 and 29 are not just trying to make ends meet but are eager to establish a stable life. The economy, though, is... read more »
By: Erica Sandberg • 6/26/26
Guide
22,561 views
11 min read
When it comes to credit, I think I’ve heard all the rumors and partial truths by now. This myth is among them: “The only way to have a high... read more »
By: Erica Sandberg • 6/4/26
Blog
26,208 views
3 min read
Recent changes in the credit reporting and scoring systems, as well as loopholes in the reporting process, are negatively impacting subprime... read more »
By: Erica Sandberg • 6/1/26
Blog
32,096 views
3 min read
If you were on a Washington, D.C., to San Francisco flight sometime in 2009, you would have noticed a woman trying to get everyone in her row to... read more »
By: Erica Sandberg • 5/11/26
Blog
38,845 views
3 min read
Gig work can be transformative for Americans wanting to boost their income, become their own boss, or manage bills when they’re between regular... read more »
By: Erica Sandberg • 4/13/26
Guide
78,546 views
7 min read
Have you ever thought: “I want a credit card, but every time I apply, I get turned down, and now my credit score is lower!” This is such a... read more »
By: Erica Sandberg • 3/27/26
Guide
69,921 views
9 min read
Rejection is awful, but it can be especially disheartening when it comes to your finances. Imagine that you researched all of your options and... read more »
By: Erica Sandberg • 3/10/26