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Bad Credit Resource

At BadCredit.org, the web’s top finance experts come together to help inform and educate over 27 million users, enabling better credit decisions and a brighter financial future.

John Ulzheimer
John Ulzheimer

Credit Expert

Erica Sandberg
Erica Sandberg

Finance Expert

Bobbi Rebell
Bobbi Rebell

CFP®

Expert Guides

Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.

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Studies & Research

Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.

68% of Americans Say Trump Accounts Won't Make Them Have More Kids

68% of Americans Say Trump Accounts Won't Make Them Have More Kids

By: Lynn Cadet 6/11/26

Despite a $1,000 government incentive, most Americans remain hesitant to have more... read more »

States with the Most Intense Sports Betting Activity

States with the Most Intense Sports Betting Activity

By: Lynn Cadet 5/27/26

America is currently experiencing a sports betting boom. From 2020 to 2025, the money... read more »

3 in 4 Say You Should Have Money Set Aside to Leave a Relationship

3 in 4 Say You Should Have Money Set Aside to Leave a Relationship

By: Lynn Cadet 5/11/26

Most people don’t walk into a relationship thinking it will end. Yet protective... read more »

74% of Expectant Parents Say They Can't Buy or Lease a New Car

74% of Expectant Parents Say They Can't Buy or Lease a New Car

By: Lynn Cadet 4/23/26

While bad credit has long been a deterrent to long-term financial goals such as home... read more »

Industry News

Authoritative daily news and insights on the subprime industry by our team of dedicated experts and reporters.

Trump Nominates CFPB Critic Brian Johnson to Lead Agency

Trump Nominates CFPB Critic Brian Johnson to Lead Agency

By: Lucy Lazarony

President Trump has nominated Brian Johnson to be director of the Consumer Financial Protection Bureau, pending Senate confirmation. Johnson is a former financial regulator and a senior executive at Capital One. He served in the number two... Read More »

Yendo Launches Unsecured Card for Non-Prime Borrowers

Experian Taps ChatGPT to Help Consumers Find Loans

For industry news, discussions, and more...

New FICO Score Uses Cash Flow Data to Expand Credit Access

FICO has launched UltraFICO Score which uses consumer-permissioned cash flow data from Plaid. FICO says its scores are used by 90% of top U.S. lenders.  The UltraFICO Score... Read More »

Trump Accounts for Kids: Who Qualifies for the Free $1,000?

Not many parents look at a newborn and think about the baby’s retirement savings. But if they do, they may wish to open a Trump account, a new investment account for American... Read More »

No Down Payment, 660 Score: New Mortgage Expands Access

A new mortgage pilot program offers a lifeline to homebuyers with little savings and not the best credit. These loans for low to moderate-income borrowers comes with no down... Read More »

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BadCredit.org supports charities who promote and foster financial literacy.

In our efforts to realize our site's mission, we support many financial literacy foundations by making financial contributions to the following non-profit organizations. Learn about each charity and why we support them.

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Press Center

Press Center

BadCredit.org is regularly relied upon by leading national news outlets to provide expert commentary on various financial topics. Browse our latest media appearances and citations below.