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Bad Credit Resource

At BadCredit.org, the web’s top finance experts come together to help inform and educate over 27 million users, enabling better credit decisions and a brighter financial future.

John Ulzheimer
John Ulzheimer

Credit Expert

Erica Sandberg
Erica Sandberg

Finance Expert

Bobbi Rebell
Bobbi Rebell

CFP®, CFT™

Expert Guides

Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.

Personal Credit Assistant

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Instant, personalized credit advice powered by AI and trained on thousands of expert-written articles.

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Studies & Research

Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.

56% of Online-Influenced Home Shoppers Faced Debt or Financial Setbacks

56% of Online-Influenced Home Shoppers Faced Debt or Financial Setbacks

By: Andrew Allen 9/9/26

Keeping up with the Joneses used to entail making sure one’s home and yard looked... read more »

21% of Single Women Say They Could Never Save $15,000 for Egg Freezing

21% of Single Women Say They Could Never Save $15,000 for Egg Freezing

By: Lucy Lazarony 9/2/26

When Rep. Alexandria Ocasio-Cortez recently shared her egg-freezing journey on social... read more »

49% of Parents Delay Bills or Sacrifice Necessities for Back-to-School Costs

49% of Parents Delay Bills or Sacrifice Necessities for Back-to-School Costs

By: Lynn Cadet 8/11/26

Back-to-school season is here. And while this time is typically filled with... read more »

51% of Prediction Market Users Borrowed Money to Fund Bets

51% of Prediction Market Users Borrowed Money to Fund Bets

By: Lynn Cadet 8/5/26

As prediction markets expand across sports, politics, and current events, some... read more »

Industry News

Authoritative daily news and insights on the subprime industry by our team of dedicated experts and reporters.

Who Can Claim Up to $650 in Concora’s Robocall Settlement?

Who Can Claim Up to $650 in Concora’s Robocall Settlement?

By: Lucy Lazarony

A $9.375 million class action settlement could put an estimated $250 to $650 in the pockets of some people who received robocalls from Concora Credit. To qualify, people must not have been Concora Credit accountholders when they received... Read More »

NYC Click-to-Cancel Rule Starts Oct. 1: What Changes

Colorado Alleges EarnIn Cash Advances Topped 1,000% APR

For industry news, discussions, and more...

Florida Utility Offers Eligible Customers a $200 Bill Credit

A little homework could put a $200 credit on the electric bills of some Florida Power & Light customers. The utility’s new Saving Steps program rewards eligible,... Read More »

Student Loan Borrowers Have Until Sept. 30 for 1% Cut

Federal student loan borrowers have until Sept. 30 to enroll in auto pay and qualify for a temporary 1-percentage-point interest rate cut through June 30, 2028. Those already... Read More »

Americans Under 30 Lost Nearly $500M to Scams in 2025

Americans age 29 and younger reported losing nearly $500 million to scams in 2025, up 20% from 2021, according to Federal Trade Commission data cited by FedPayments... Read More »

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In our efforts to realize our site's mission, we support many financial literacy foundations by making financial contributions to the following non-profit organizations. Learn about each charity and why we support them.

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Press Center

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