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Bad Credit Resource

At BadCredit.org, the web’s top finance experts come together to help inform and educate over 27 million users, enabling better credit decisions and a brighter financial future.

John Ulzheimer
John Ulzheimer

Credit Expert

Erica Sandberg
Erica Sandberg

Finance Expert

Bobbi Rebell
Bobbi Rebell

CFP®, CFT™

Expert Guides

Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.

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Studies & Research

Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.

21% of Single Women Say They Could Never Save $15,000 for Egg Freezing

21% of Single Women Say They Could Never Save $15,000 for Egg Freezing

By: Lucy Lazarony 9/2/26

When Rep. Alexandria Ocasio-Cortez recently shared her egg-freezing journey on social... read more »

49% of Parents Delay Bills or Sacrifice Necessities for Back-to-School Costs

49% of Parents Delay Bills or Sacrifice Necessities for Back-to-School Costs

By: Lynn Cadet 8/11/26

Back-to-school season is here. And while this time is typically filled with... read more »

51% of Prediction Market Users Borrowed Money to Fund Bets

51% of Prediction Market Users Borrowed Money to Fund Bets

By: Lynn Cadet 8/5/26

As prediction markets expand across sports, politics, and current events, some... read more »

Best States to Save for a Home Down Payment in 2026

Best States to Save for a Home Down Payment in 2026

By: Lynn Cadet 6/29/26

Saving for a down payment on a home has become one of the biggest financial hurdles... read more »

Industry News

Authoritative daily news and insights on the subprime industry by our team of dedicated experts and reporters.

Florida Utility Offers Eligible Customers a $200 Bill Credit

Florida Utility Offers Eligible Customers a $200 Bill Credit

By: Andrew Allen

A little homework could put a $200 credit on the electric bills of some Florida Power & Light customers. The utility’s new Saving Steps program rewards eligible, income-qualified customers who complete an energy-saving walkthrough. It is one of... Read More »

Student Loan Borrowers Have Until Sept. 30 for 1% Cut

Americans Under 30 Lost Nearly $500M to Scams in 2025

For industry news, discussions, and more...

Did MOHELA Falsely Say Your Student Loans Were Past Due?

MOHELA warned some student loan borrowers that they were severely past due even though they owed nothing. Sens. Elizabeth Warren (D-Mass.) and Jeff Merkley (D-Ore.) are... Read More »

Car Dealer Could Pay $4M Over Alleged Hidden Fees

A Connecticut Nissan dealership accused of piling thousands of dollars in hidden and unauthorized fees onto vehicle purchases could pay $4 million to settle the case. The... Read More »

Debt Settlement Linked to Bigger Credit Score Drop Than Bankruptcy

Debt settlement may sound less drastic than bankruptcy, but it was associated with a much steeper credit score decline for some consumers. Consumers who entered a debt... Read More »

Charities We Support

BadCredit.org supports charities who promote and foster financial literacy.

In our efforts to realize our site's mission, we support many financial literacy foundations by making financial contributions to the following non-profit organizations. Learn about each charity and why we support them.

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Press Center

BadCredit.org is regularly relied upon by leading national news outlets to provide expert commentary on various financial topics. Browse our latest media appearances and citations below.