Total Bankruptcy Review

Ashley Fricker

By: Ashley Fricker

Ashley Fricker
Ashley Fricker

Ashley has managed content initiatives for BadCredit since 2015, having worked closely with the world’s largest banks and financial institutions, as well as press and news outlets, to publish comprehensive content. Her credit card commentary is featured on national media outlets, including CNBC, MarketWatch, Investopedia, Yahoo Finance, and Reader's Digest.

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Editor: Lillian Guevara-Castro

Lillian Guevara-Castro
Lillian Guevara-Castro

Lillian brings more than 30 years of editing and journalism experience, having written and edited for major news organizations, including The Atlanta Journal-Constitution and the New York Times. A former business writer and business desk editor, Lillian ensures all content equips readers with financial literacy.

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Total Bankruptcy is our top recommendation for anyone in need of legal services regarding bankruptcy. The platform works to locate an attorney near you who can help evaluate which type of bankruptcy is right for your situation and answer your questions about the process. All case evaluations are free and non-obligatory.

Let's take a look at the key facts and features of Total Bankruptcy:

  • Free consultations with a local bankruptcy attorney
  • Work with a nationwide network of sponsoring bankruptcy lawyers
  • Attorneys inform you of the bankruptcy laws that may help you eliminate debt
  • Gives people the breathing room they deserve
  • Quick and easy online forms to determine your bankruptcy case
  • Free, online live chat to get answers quickly
  • Outlines how your filing will affect your debt and your future
Our Rating


Better Business Bureau In Business Since Free Consultation? Reputation Score
A+ 2005 Yes 9.0/10

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Our Editorial Review Policy

Our site is committed to publishing independent, accurate content guided by strict editorial guidelines. Before articles and reviews are published on our site, they undergo a thorough review process performed by a team of independent editors and subject-matter experts to ensure the content’s accuracy, timeliness, and impartiality. Our editorial team is separate and independent of our site’s advertisers, and the opinions they express on our site are their own. To read more about our team members and their editorial backgrounds, please visit our site’s About page.

As you can see, there's a lot to like about Total Bankruptcy, especially if you have a bad credit history. But as with any offer or service, be sure to read all the details on the official Total Bankruptcy website before committing.

Take Action Against Your Debt and Gain a Fresh Financial Start with Total Bankruptcy

Take Action Against Your Debt and Gain a Fresh Financial Start with Total Bankruptcy

When debt becomes a burden you can no longer bare, bankruptcy may feel like the only way out. Millions of Americans have turned to Chapter 7 and Chapter 13 bankruptcy to eliminate their debts, as it is a viable option for anyone wanting to start over.

While you don’t necessarily need an attorney to file bankruptcy, the process is a long and daunting one filled with legal jargon, and having an attorney can certainly make things easier in an already stressful time. Total Bankruptcy can help you locate an attorney in your area who will provide a free, no-obligation consultation to help you decide next steps and an actionable plan. Regulations around bankruptcy are constantly changing year after year and even vary by state, so it will help tremendously to have a professional explain your legal rights.

“Bankruptcy isn’t meant to ruin lives — it was created to help people resolve their debts in a legal manner.” —

Total Bankruptcy is not a law firm. It is a platform that allows you to connect with participating bankruptcy attorneys around the country. If you have questions before you’re ready to commit to finding an attorney, Total Bankruptcy offers a Live Chat on its site for you to speak with someone who can help ease your concerns.

Total Bankruptcy has been helping Americans regain control of their financial lives since 2005. Learn what your options are by talking to a local bankruptcy attorney today and take action against your debt.


Other Bankruptcy Ratings

Not sure if Total Bankruptcy is for you? Be sure to check out our review of similar offers below. These offers were selected and rated by our team of finance experts as the best available for those with bad credit. If you decide Total Bankruptcy isn't for you, one of the following could be a great alternative.

  • Eliminate credit card and medical bills
  • Keep your home, car, wages and furniture
  • Automatic stay freezes collections immediately
  • A Chapter 7 case may be completed in as little as 4-5 months
  • Information provided so you can make powerful, educated decisions about your future
  • Request a free case evaluation
Our Rating


Better Business Bureau In Business Since Free Consultation? Reputation Score
n/a 1939 Yes 8.5/10
See All Bankruptcy »

About the Author

Ashley Fricker

Ashley works with a team of finance experts and journalists who develop in-depth industry profiles and advice articles read by more than 15 million Americans. Her years of experience reporting on consumer credit scores and reports positions Ashley to make smart recommendations on ways to improve one’s credit and avoid predatory lending. She often serves as an expert source on financial topics for national media outlets, including CNN Money, MarketWatch, Money Matters, ABC News, Kiplinger, and NBC News. Connect with Ashley on LinkedIn and Twitter.

Information Warranty & Disclosure: Great efforts are made to maintain reliable data on all offers presented. However, users should check each provider’s official website for updated terms, details and conditions for each offer before applying or signing up. Our site maintains strict terms of service and may accept compensation for paid ads or sponsored placements in accordance with these terms. Users must be at least 18 years of age to be eligible for financial offers as per the terms presented on provider websites.

* FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.