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Auto Credit Express Review

Toby Bower

By: Lauren Keys

Editor: Lillian Guevara-Castro

Auto Credit Express has been helping consumers in the US and Canada get connected with auto lenders in their area since 1999. It has the largest database of lenders in the US, and is able to help people with good credit, bad credit, and even those with bankruptcies on their credit reports get the auto financing they need.

Let's take a look at the key facts and features of Auto Credit Express:

Auto Credit Express

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Auto Loans for Bad Credit 1
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  • Network of dealer partners has closed $1 billion in bad credit auto loans
  • Specializes in bad credit, no credit, bankruptcy and repossession
  • In business since 1999
  • Easy, 30-second pre-qualification form
  • Bad credit applicants must have $1500/month income to qualify
  • See application, terms, and details.
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Our Rating
★★★★★

4.9

Our Review »
Interest Rate In Business Since Application Length Reputation Score
3.99% - 29.99% 1999 3 minutes 9.5/10
Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more info, see our ad disclosure and review policy.

As you can see, there's a lot to like about Auto Credit Express, especially if you have a bad credit history. But as with any offer or service, be sure to read all the details on the official Auto Credit Express website before committing.

Auto Credit Express: Rebuilding America’s Credit with Nation’s Largest Network of Subprime Lenders

Auto Credit Express: Rebuilding America’s Credit with Nation’s Largest Network of Subprime Lenders

Finding the car of your dreams can be hard enough, but finding it within your budget can be even more difficult. When you have less than stellar credit, getting financing for any car can be nearly impossible.

Luckily, Auto Credit Express bridges the gap between special financing and dealerships to provide individuals with a solution to their car-buying woes.

Auto Credit Express Logo

After a quick and easy 3-minute application online, a dealership nearby receives and reviews the application before calling the customer as early as 10 minutes later with pre-approved financing options, said Julie Costa, Director of Business Development for Auto Credit Express at its headquarters in Auburn Hills, Michigan.
Auto Credit Express offers the largest source of subprime options with more than 1200 dealership and lender partners across the U.S. and Canada that it has specifically trained in bad credit lending to ensure the best fit for any credit situation.

Read the Full Review

Other Auto Loans Ratings

Not sure if Auto Credit Express is for you? Be sure to check out our review of similar offers below. These offers were selected and rated by our team of finance experts as the best available for those with bad credit. If you decide Auto Credit Express isn't for you, one of the following could be a great alternative.

1. LendingTree

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Auto Loans for Bad Credit 1
APPLY HERE »
  • Auto loans for purchase, refinance, and lease buyouts
  • Nationwide lender network
  • Get matched with up to 5 lenders that fit your financial profile
  • It only takes a few minutes and is free with no obligation
  • See application, terms, and details.
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Our Rating
★★★★★

4.7

Our Review »
Interest Rate In Business Since Application Length Reputation Score
Varies 1998 4 minutes 9.5/10

2. Car.Loan.com Auto Loans

Go to application »
Auto Loans for Bad Credit 2
APPLY HERE »
  • Free, no-obligation application
  • Specializes in auto loans for bankruptcy, bad credit, first-time buyer, and subprime
  • Affordable payments and no application fees
  • Connects thousands of car buyers with auto financing daily
  • See application, terms, and details.
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Our Rating
★★★★★

4.5

Our Review »
Interest Rate In Business Since Application Length Reputation Score
Varies 1994 3 minutes 9.0/10

3. RefiJet

Go to application »
Auto Loans for Bad Credit 3
APPLY HERE »
  • RefiJet helps people lower their monthly auto payment
  • Pre-qualifying for a refinance auto loan does not impact your credit score
  • Nationwide network of lenders
  • Presents you with options from lenders that fit your situation
  • See application, terms, and details.
Show MoreShow Less
Our Rating
★★★★★

4.3

Our Review »
Interest Rate In Business Since Application Length Reputation Score
Varies 2016 5 minutes 8.0/10
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About the Author

Lauren Keys

Lauren Keys has a decade of experience in writing and editing for publications including The New York Times, Entrepreneur.com, Gainesville Magazine, and many other media outlets. Known for having a treasure trove of savings tips at the ready, Lauren also regularly helps consumers discover the products and services that can best help them make their money go further. She believes an educated and measured approach is the most-effective route to financial wellness.

Information Warranty & Disclosure: Great efforts are made to maintain reliable data on all offers presented. However, users should check each provider’s official website for updated terms, details and conditions for each offer before applying or signing up. Our site maintains strict terms of service and may accept compensation for paid ads or sponsored placements in accordance with these terms. Users must be at least 18 years of age to be eligible for financial offers as per the terms presented on provider websites.

* FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.