Goes Beyond Disputes to Fix Credit by Focusing on Fairness, Accuracy, & Substantiation

Creditrepair Fixes Credit With Fairness Accuracy Substantiation

In a Nutshell: takes an ethical and comprehensive approach to credit repair. Rather than embracing the unethical strategy of disputing every negative item on a credit report, this agency favors a more complex investigative strategy that is three-pronged: Communications are directed to creditors and consumers, in addition to the credit bureaus, to help improve your credit profile. To help people achieve long-lasting financial success, goes to great lengths to educate consumers about their rights — and how the law can work in their favor.

A few years ago, Gina Taylor fell on tough times. This mother of three and grandmother of four was unemployed for six months, and she was forced to live solely on credit to get by. She made it through and found a steady job, but it took a toll on her credit score. After six months of building debt, her credit score had plunged to 633.

She was desperate to get her finances back to where they had been, but didn’t know how to fix her credit. Then, inspired by an ad she heard on the radio, she consulted with a trusted credit repair service:

The representative didn’t make grandiose promises or unrealistic guarantees. Instead, she was given reasonable expectations about what could be accomplished and what it would take on her end. “That’s a partnership,” she says. “You’re working for me, but you’re also working with me. I loved it.”

With the help of, she was able to raise her score from 633 to 708 in just five months.

“What makes me happiest is I see a great future for my grandkids,” she says. “Not once have I been disappointed by Everything they told me in our initial conversation, they’ve been doing.”

This kind of success is commonplace at; its reviews page is full of similar positive testimonials. The site offers this track record as an indication of past results, not a guarantee for prospective clients.

Even in its marketing, endeavors to be up front and honest with members. This credit-repair service takes a multi-tiered approach to boost credit scores and rid members of negative items, making sure that all items on your credit report are accurate, fair, and substantiated.

Repairs Credit with 3 Easy Steps: Check, Challenge, Change employs a three-step process to fix a member’s credit score:

  1. Check
  2. Challenge
  3. Change

Members can track’s progress on their own desktop or mobile device. The mobile app is available for download on any iPhone, iPad, or Android, offering 24/7 access to a personal online dashboard as well as a score tracker and analysis tool. To further keep you in the loop, will also send text and email alerts about any notable updates on your credit.

Unlike some of its competitors, isn’t interested in playing the blame game or promising more than it can deliver — these consumer advocates fight for the rights of members without vilifying anyone.

Sign up online for a free consultation with a communications specialist. Then, for a small monthly fee, will rigorously pursue your best interests.

1. Check — Making a Plan of Action

Once a member signs up for, the team gets to work. The first step: check in and see what’s going on. After taking stock of the credit report, the person’s background, and what needs to be addressed, these professional problem-solvers come up with a plan of action. works in close consultation with members and the three major credit bureaus to gather information before taking appropriate actions on specific items.

2. Challenge — Using All Avenues Available uses any and all pathways to getting members the credit score they deserve.

Instead, opens a dialogue between the member, the creditor, and the credit bureau, framing tough questions about what’s impacting a credit score. These experienced agents stay in close communication with all three parties and argue for fairness and full substantiation, which sometimes involves making a dispute and sometimes does not.

3. Change — Making an Enduring Impact

As a result of this team’s hard work, members often see inaccurate, unfair, or unsubstantiated reporting corrected on their credit reports.

Improving a score doesn’t necessarily mean waging war to dispute errors, but simply knowing what consumer protections can benefit members. separates itself from its competitors by being open to every means of achieving an improved credit score for its members.

In 2022, members saw an average of 6 removals of items from their credit report.

Integrity & Diligence is equipped to handle many different situations — whether you’re saddled with an ex’s credit mistakes after a divorce or you come home from military service to find a pile of financial troubles in your mailbox, the team can speak on your behalf.

“We all go through things, and I need to know there’s still good people. has great people working hard to give me the affirmation that I need.” –Gina Taylor, member

When facing a serious problem, you can trust this group of individuals to fight for you with the utmost integrity. Instead of simply filing disputes and seeing what comes back, this team comes up with a nuanced game plan based on your particular issues and struggles. Sensitive to your needs, works diligently to make sure that your credit report accurately reflects your financial history.

A Scholarship Program Educates Young People About Credit seeks enduring results, using preventative as well as reactive measures to help people out of their financial troubles. By educating consumers, the team hopes to put people on the path toward solid credit. Many times, they find that members simply don’t know what good credit behavior is or the consumer protection laws that exist to help them.

Members can speak to about these issues by visiting Moreover, through its blog, articles cover a broad range of financial topics from prepping for baby expenses to saving for retirement. The education section of, which explains loans, savings, credit improvement, debt solutions, and identity theft, informs readers about important subjects that could affect a credit score.

The earlier an individual learns about credit and how to treat finances, the better off they’ll be down the road when they’re actually faced with tough decisions about how to use and maintain their credit. invests in building this foundation for long-term and lasting well-being for all Americans.

“We’d like to see other companies emphasize credit education among young adults, because even though that’s probably not great for business, it’s going to be great for society,” he concludes. “Educating people sooner is the right thing to do.” An Ethical Leader with Proven Results

If you’re like Gina and need some help raising your credit score, you’ll find a supportive team ready to assist you at Creating a strategy based on your individual situation, this company uses tactics that go beyond disputing errors on your credit report. Instead, the team takes advantage of all consumer protections out there to challenge questionable information that’s hurting your credit.

The company’s broad approach has been tested over time. Ethically and responsibly handling all personal information, challenges any inaccurate, unfair, or unsubstantiated information on a member’s credit report. Members can rest easy knowing that this credit repair service has the experience to rectify any issues and help raise their credit scores.

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