How to Use Credit Utilization Zones to Target Score Increases
When it comes to credit, I think I’ve heard all the rumors and partial truths by now. This myth is among them: “The only way to have a high... read more »
With more than 15 years of journalism expertise, Jon McDonald stays up to date on emerging finance trends and news about the companies impacting the industry. He is most knowledgeable in the areas of budgeting, loans, and responsible credit use and is committed to bringing that experience to readers around the world. He has a passion for both writing and editing, and his articles have appeared in publications produced by The New York Times.
Guide
224 views
11 min read
When it comes to credit, I think I’ve heard all the rumors and partial truths by now. This myth is among them: “The only way to have a high... read more »
By: Erica Sandberg • 6/4/26
Guide
17,632 views
7 min read
Pay down your credit card balances. Pay on time. Don’t close your oldest account. Dispute mistakes on your credit report. One of the biggest... read more »
By: Gerri Detweiler • 3/31/26
Study
23,175 views
11 min read
If you’re living in the U.S., you may be aware of rising poverty levels. However, you may not know the scale of poverty across the world — and... read more »
By: Zina Kumok • 3/31/26
Guide
14,832 views
5 min read
Charge-offs and collections are both bad for your finances, but they aren’t the same thing. When banks or lenders designate your account as... read more »
By: John Ulzheimer • 3/31/26
Guide
16,588 views
7 min read
Paying off your debt is supposed to make your credit score increase, but what about when it comes to an account that’s in collections? Paying off... read more »
By: Choncé Maddox • 3/30/26
Guide
23,104 views
7 min read
Have you ever thought: “I want a credit card, but every time I apply, I get turned down, and now my credit score is lower!” This is such a... read more »
By: Erica Sandberg • 3/27/26
Guide
25,109 views
7 min read
We’ve all had that moment when we decide to get serious about a big purchase. Maybe it’s a new car, a big piece of furniture, or a new shed for... read more »
By: Choncé Maddox • 3/26/26
Guide
25,194 views
9 min read
Rejection is awful, but it can be especially disheartening when it comes to your finances. Imagine that you researched all of your options and... read more »
By: Erica Sandberg • 3/10/26