Why Credit Reports Sometimes Show Old Debts as New
No matter how bad your credit is now, there’s an off-ramp in the future. Federal law prohibits credit bureaus from reporting most negative... read more »
Credit expert Gerri Detweiler has been guiding individuals and small business owners through the confusing world of credit and financing for 30+ years. Her articles have appeared on many sites including Forbes, MSN, and MarketWatch. She is the author or coauthor of six books, including "Finance Your Own Business: Get on the Financing Fast Track." She hosted a live radio show for three years and testified before Congress on consumer credit legislation.
Guide
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5 min read
No matter how bad your credit is now, there’s an off-ramp in the future. Federal law prohibits credit bureaus from reporting most negative... read more »
By: Gerri Detweiler • 6/18/26
Guide
23,855 views
7 min read
Pay down your credit card balances. Pay on time. Don’t close your oldest account. Dispute mistakes on your credit report. One of the biggest... read more »
By: Gerri Detweiler • 3/31/26
Guide
20,086 views
7 min read
When you’re trying to build or rebuild your credit, starting small with a low-limit credit card may not seem like it will get you very far. Take... read more »
By: Gerri Detweiler • 3/9/26
Guide
39,018 views
7 min read
This question was posted on Reddit, but over the years I’ve heard versions of it many times: “Which app is the most helpful for monitoring... read more »
By: Gerri Detweiler • 2/16/26
Guide
57,902 views
5 min read
Finding credit card or debit card purchases on your account that you didn’t expect can be alarming, but even more so when you realize it’s your... read more »
By: Gerri Detweiler • 1/8/26
Guide
63,251 views
7 min read
In a Reddit thread I encountered recently, a debtor suggests that paying your creditors is a bad idea if you want to improve your credit. The... read more »
By: Gerri Detweiler • 12/3/25