Best States to Save for a Home Down Payment in 2026
Saving for a down payment on a home has become one of the biggest financial hurdles... read more »
At BadCredit.org, the web’s top finance experts come together to help inform and educate over 27 million users, enabling better credit decisions and a brighter financial future.
Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.
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How often do you check your credit scores? If you look at them at least once a month, you’re more on top of them than most Americans. That’s because only about 4 in 10 Americans (37%) report checking their credit scores at least once... Read More »
Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.
Saving for a down payment on a home has become one of the biggest financial hurdles... read more »
Despite a $1,000 government incentive, most Americans remain hesitant to have more... read more »
America is currently experiencing a sports betting boom. From 2020 to 2025, the money... read more »
Most people don’t walk into a relationship thinking it will end. Yet protective... read more »
Authoritative daily news and insights on the subprime industry by our team of dedicated experts and reporters.
By: Lucy Lazarony
Oregon just reminded Buy Now, Pay Later lenders that they need to follow state payday lending and consumer finance rules for some installment-based loans made in The Beaver State. Under the proposal, BNPL lenders would need a payday lending... Read More »
Roughly 44 million U.S. adults have subprime credit, according to a PYMNTS Intelligence report. More than one-third of them don’t have a credit card or store card — nearly... Read More »
Walmart-backed OnePay is moving deeper into consumer lending with personal loans of up to $50,000 available entirely through its app. Customers can apply, review and accept an... Read More »
Trading in an underwater car and rolling the remaining debt into a new loan can cost borrowers nearly $6,500 in additional interest. Buyers who roll negative equity into a... Read More »
We gathered leading personal finance experts specializing in a range of subprime topics to share timely and actionable advice. Our veteran journalists boast decades of industry experience.
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We gathered leading personal finance experts specializing in a range of subprime topics to share timely, actionable advice with readers from around the world. Learn more about our leading finance experts.
Bobbi Rebell
Consumer finance expert, writer, and TV personality specializing in budgeting and saving money.
John Ulzheimer
Nationally-recognized author and expert on credit reporting, credit scoring, and identity theft.
Erica Sandberg
Leading reporter, journalist, author and experienced TV/radio host with 15+ years of finance expertise.
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