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Bad Credit Resource

At BadCredit.org, the web’s top finance experts come together to help inform and educate over 27 million users, enabling better credit decisions and a brighter financial future.

John Ulzheimer
John Ulzheimer

Credit Expert

Erica Sandberg
Erica Sandberg

Finance Expert

Bobbi Rebell
Bobbi Rebell

CFP®, CFT™

Expert Guides

Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.

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Studies & Research

Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.

Best States to Save for a Home Down Payment in 2026

Best States to Save for a Home Down Payment in 2026

By: Lynn Cadet 6/29/26

Saving for a down payment on a home has become one of the biggest financial hurdles... read more »

1 in 3 Americans Would Have a Baby for $1,000 — Even Though It Costs $300K to Raise One

1 in 3 Americans Would Have a Baby for $1,000 — Even Though It Costs $300K to Raise One

By: Lynn Cadet 6/11/26

Despite a $1,000 government incentive, most Americans remain hesitant to have more... read more »

States with the Most Intense Sports Betting Activity

States with the Most Intense Sports Betting Activity

By: Lynn Cadet 5/27/26

America is currently experiencing a sports betting boom. From 2020 to 2025, the money... read more »

3 in 4 Say You Should Have Money Set Aside to Leave a Relationship

3 in 4 Say You Should Have Money Set Aside to Leave a Relationship

By: Lynn Cadet 5/11/26

Most people don’t walk into a relationship thinking it will end. Yet protective... read more »

Industry News

Authoritative daily news and insights on the subprime industry by our team of dedicated experts and reporters.

New BNPL Checks Could Shut Out 3 Million Shoppers

New BNPL Checks Could Shut Out 3 Million Shoppers

By: Lucy Lazarony

As many as 3 million UK shoppers could now find themselves locked out of a popular payment option — including many who have never missed a payment. New regulations on Buy Now, Pay Later, which took effect July 15, mean that prospective BNPL... Read More »

Gen Z’s Debt Problem May Be the Number of Payments

Student Loan Trouble May Keep Young Adults Living at Home

For industry news, discussions, and more...

More Than 1 in 4 Americans Carry Debt After Buying Groceries

Americans aren’t just charging groceries. Many are carrying the debt — and some are missing minimum payments. More than one in four adults ages 18 to 64 bought groceries with... Read More »

Why 36% of Americans Would Go Into Debt to Pay for Travel

For many Americans, the price of travel is no longer just measured in airfare, hotels, and event tickets. It can also come with debt. Thirty-six percent of consumers surveyed... Read More »

Cash App Users Get New Fraud Help After $45M Settlement

Cash App promised users security and fraud protection. But a bipartisan coalition of attorneys general says the payment app often failed to give scam victims the help it... Read More »

Charities We Support

BadCredit.org supports charities who promote and foster financial literacy.

In our efforts to realize our site's mission, we support many financial literacy foundations by making financial contributions to the following non-profit organizations. Learn about each charity and why we support them.

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Press Center

Press Center

BadCredit.org is regularly relied upon by leading national news outlets to provide expert commentary on various financial topics. Browse our latest media appearances and citations below.