Studies & Research
Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.
Our team of seasoned journalists and researchers commission surveys and compile data from reputable sources, such as the U.S. Census Bureau and major credit bureaus, to create original research and comprehensive reports. These insights can help ... See our process
Before the COVID-19 pandemic, inflation wasn’t something that most people worried about when shopping at the grocery store or filling up their... Read More »
By: Zina Kumok • 9/17/26
Keeping up with the Joneses used to entail making sure one’s home and yard looked more or less in line with those of their neighbors. But that task has gotten significantly more challenging in... Read More »
When Rep. Alexandria Ocasio-Cortez recently shared her egg-freezing journey on social media, she reignited conversations about the procedure and the financial barriers that can determine who has... Read More »
Back-to-school season is here. And while this time is typically filled with excitement of the prospects of a new season and school year ahead, many parents are feeling the weight of something far... Read More »
As prediction markets expand across sports, politics, and current events, some Americans are using them for more than entertainment. They are treating the platforms as a potential source of... Read More »
Saving for a down payment on a home has become one of the biggest financial hurdles facing Americans. While incomes vary from state to state, so do home prices, taxes, and everyday living... Read More »
Despite a $1,000 government incentive, most Americans remain hesitant to have more children. A recent BadCredit.org study finds that 1 in 3 Americans surveyed say a $1,000 government investment... Read More »
America is currently experiencing a sports betting boom. From 2020 to 2025, the money wagered by Americans on sports bets grew from roughly $20 billion to $165 billion, outpacing traditional... Read More »
Most people don’t walk into a relationship thinking it will end. Yet protective measures, such as prenups and pet custody agreements, have been gaining steam lately. Though breakups can be... Read More »
Media Appearances
BadCredit is regularly relied upon by leading national news outlets to provide expert commentary on various financial topics. Below are a few select appearances where you can find our resources referenced and experts weighing in on the latest industry news.
With millions of people dealing with financial strain, it’s long past time for schools to be teaching our students how to manage money.
In between gifts, decorating, and general parent-led magic, there’s a lot to shop for during the holidays. But this year, Santa’s little helper has gone digital for many...
President Donald Trump’s plan to introduce 50-year mortgages could increase the financial risks for both homeowners and lenders...
Well over half (58%) of all Americans said they couldn’t afford the costs of a funeral if they had to, according to a new survey from CardRates.com. That percentage...
A growing number of Americans believe having a personal emergency fund specifically for leaving a relationship is simply smart financial planning.
The year is flying by. The first day of spring is right around the corner on Mar. 20, 2026. By now, you may have abandoned some of your New Year’s...
