Studies & Research
Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.
Our team of seasoned journalists and researchers commission surveys and compile data from reputable sources, such as the U.S. Census Bureau and major credit bureaus, to create original research and comprehensive reports. These insights can help ... See our process
Saving for a down payment on a home has become one of the biggest financial hurdles facing Americans. While incomes vary from state to state, so... Read More »
By: Lynn Cadet • 6/29/26
Despite a $1,000 government incentive, most Americans remain hesitant to have more children. A recent BadCredit.org study finds that 1 in 3 Americans surveyed say a $1,000 government investment... Read More »
America is currently experiencing a sports betting boom. From 2020 to 2025, the money wagered by Americans on sports bets grew from roughly $20 billion to $165 billion, outpacing traditional... Read More »
Most people don’t walk into a relationship thinking it will end. Yet protective measures, such as prenups and pet custody agreements, have been gaining steam lately. Though breakups can be... Read More »
While bad credit has long been a deterrent to long-term financial goals such as home ownership, for millions of people, it’s now blocking the purchase of something that was previously more... Read More »
If you’re living in the U.S., you may be aware of rising poverty levels. However, you may not know the scale of poverty across the world — and how it varies depending on gender, location, and... Read More »
As millions of Americans prepare for bracket-breaking excitement next month, many are also trying to avoid breaking something else: the bank. March Madness is as much a social event as a sporting... Read More »
When money gets tight, most financial advice points to budgets, payment plans, and credit checks. But a growing number of Americans are turning elsewhere. A recent BadCredit.org study reveals... Read More »
As property prices soar and traditional mortgage loans become increasingly unattainable, a new mortgage proposal has emerged as a possible solution to the American housing crisis: a 50-year... Read More »
Media Appearances
BadCredit is regularly relied upon by leading national news outlets to provide expert commentary on various financial topics. Below are a few select appearances where you can find our resources referenced and experts weighing in on the latest industry news.
With millions of people dealing with financial strain, it’s long past time for schools to be teaching our students how to manage money.
In between gifts, decorating, and general parent-led magic, there’s a lot to shop for during the holidays. But this year, Santa’s little helper has gone digital for many...
President Donald Trump’s plan to introduce 50-year mortgages could increase the financial risks for both homeowners and lenders...
Well over half (58%) of all Americans said they couldn’t afford the costs of a funeral if they had to, according to a new survey from CardRates.com. That percentage...
A growing number of Americans believe having a personal emergency fund specifically for leaving a relationship is simply smart financial planning.
The year is flying by. The first day of spring is right around the corner on Mar. 20, 2026. By now, you may have abandoned some of your New Year’s...
