Credit scores can inform lenders of a borrower’s ability to repay a loan. And consumers with excellent credit enjoy access to more loan products at more favorable rates.
But credit scores aren’t written in stone. Consumers who want to improve their credit can change their financial behaviors to boost their credit scores. Borrowers who aren’t sure how to improve their credit can lean on the advice of credit experts who share their opinions on financial matters with the public.
The internet offers educational assets borrowers can use to learn more about the many facets of credit. Consumers who don’t have an affinity for reading books or articles about credit can tune in to podcasts that focus on credit and money management.
Many podcasts exist primarily to entertain listeners, while others focus on edifying their audiences. Individuals with limited time to devote to self-improvement can benefit from the convenience of podcast instruction. Podcasts enable listeners to learn while engaging in activities such as exercising, tending to household chores, or commuting to school or work.
We’ve searched the internet to find podcasts that can help consumers learn more about credit and improve their financial health. This list of the 10 most impactful credit podcasts for 2024 highlights podcasts that can help listeners bolster their credit knowledge.
The YNAB Podcast
#1 Credit Podcast for Creating a Budget
Jesse Mecham is the founder of YNAB, which stands for You Need A Budget. He hosts the YNAB Podcast and has written a best-selling book about budgeting.
Mecham worked as a certified public accountant before starting YNAB to share his budgeting principles with the world. He believes that consumers who track their income and expenditures are well-positioned to create a budget that changes their relationship with money.
Mecham breaks his strategies into actionable steps that listeners can apply to their financial lives.
Why We Recommend the YNAB Podcast
The YNAB podcast airs weekly, and listeners can tune in to learn how to create and maintain budgets, save money, and manage debt. Consumers who want to learn more about Mecham’s methods can enroll in YNAB’s free trial to set financial goals and track their progress.
According to survey responses, participants in the YNAB program average $6,000 in savings in their first year following Mecham’s strategies.
Key Stats
- Facebook followers: 228K
- Instagram followers: 208K
- Website: ynab.com
The Business Credit and Financing Show
#1 Credit Podcast for Businesses
Businesses access credit products to fund product development and reach new markets. While most business owners have expertise about the products and services they sell, not everyone who starts a business knows how companies can leverage financing to gain a competitive advantage.
Ty Crandall hosts The Business Credit and Financing Show. Crandall is the CEO of Credit Suite, a company that helps businesses access and manage capital. Since forming in 2014, Credit Suite has helped more than 50,000 business owners learn more about business credit.
Why We Recommend the Business Credit and Financing Show
Crandall’s experiences inform The Business Credit and Financing Show’s approach to educating business owners. Before starting Credit Suite, Crandall owned a mortgage business that failed.
Crandall uses the knowledge he gained owning a company to teach business owners how to succeed. In addition to credit concerns, the podcast covers growth and marketing strategies business owners can employ to strengthen their companies. Crandall invites industry experts on the podcast to offer his listeners additional perspectives that can aid them in establishing their businesses.
Key Stats
- Facebook followers: 55K
- Instagram followers: 24K
- Website: creditsuite.com/podcast/business-credit
Credit Repair Business Secrets
#1 Credit Podcast for Credit Repair Specialists
Credit Repair Cloud is a software company that helps owners of credit repair companies manage and grow their businesses. Daniel Rosen is Credit Repair Cloud’s Founder and CEO. He hosts a podcast, Credit Repair Business Secrets, that offers industry expertise to credit repair professionals.
Rosen offers a plethora of tools to fledgling credit repair businesses. He penned a book, “The Ultimate Guide To Growing A Credit Repair Business,” which he offers for free on his website.
Why We Recommend Credit Repair Business Secrets
Rosen started Credit Repair Cloud after overcoming financial difficulties of his own. He’s dedicated his business to empowering others to gain control over their finances and improve their credit.
Rosen invites guests, including attorneys and other credit repair experts, on his podcast to give listeners real-world insights that position them for success. Rosen dives into practical topics on the podcast, including methodologies for removing hard inquiries from credit reports and tips for negotiating debt with collection agencies.
Key Stats
- Facebook followers: 23K
- Instagram followers: 12K
- Website: w.creditrepaircloud.com/subscribe-to-podcast
Get Out of Debt Guy
#1 Credit Podcast for Eliminating Debt
One way consumers can improve their credit opportunities is by paying off debts. Lenders may view consumers who use a significant amount of their available credit as high-risk borrowers.
Steve Rhode hosts the Get Out of Debt Guy podcast to help consumers learn strategies for paying down and eliminating debt. Rhode founded a nonprofit organization in the 1990s that focused on helping consumers overcome debt problems. He’s committed to informing his listeners about ways they can use debt to their advantage.
Why We Recommend Get Out of Debt Guy
Rhode has been helping individuals confront debt challenges for nearly 30 years. He’s also authored multiple books to share his approach to personal finances with consumers.
Rhode covers many facets of debt on the Get Out of Debt Guy podcast, including how student loans can impact a borrower’s financial situation and proven strategies for eliminating debt. But Rhode also covers money management principles that can bolster financial health, such as exploring how side hustles can help people avoid taking on debt.
Key Stats
- Facebook followers: 12K
- Instagram followers: 76
- Website: getoutofdebt.org
Business Perfect Formula
#1 Credit Podcast for Entrepreneurs
Entrepreneurs have a lot on their shoulders. In addition to managing the daily operations of their businesses, entrepreneurs must keep the long-term viability of their companies in mind as they develop and execute business strategies.
Business owners who practice sound credit management can gain a step or two on their competitors. Sara Weldon hosts Business Perfect Formula, a podcast that offers entrepreneurs a road map to success. Weldon has also co-authored a book, “Perfect Formula For Business Credit & Funding,” for listeners who crave more of her insights.
Why We Recommend Business Perfect Formula
Weldon engages with her audience in a relatable manner, making complex topics easily digestible. She speaks from experience — Weldon started her first business at the age of 20 and has built and sold numerous companies over the years.
Business Perfect Formula listeners enjoy hearing Weldon’s take on timely credit topics, and they often hear from industry experts Weldon invites on the show to discuss subjects important to entrepreneurs.
Key Stats
- Facebook followers: 231
- Instagram followers: 26,900
- TikTok: 158,900
- Website: businessperfectformula.com/podcast
How To Money
#1 Credit Podcast for Personal Finance
Learning about personal finance may not be the most enjoyable activity for consumers to explore during their free time. But learning about financial matters with a friend can be fun.
The How To Money podcast features best friends Joel Larsgaard and Matt Altmix discussing personal finance and money management topics that can help listeners reach their financial goals. The duo also maintains a website where consumers can learn how to earn money through side hustles and negotiating raises where they work.
Why We Recommend How To Money
Consumers interested in listening to a podcast that’s been in progress for some time may struggle to figure out where to start. Listening to the first episode and working one’s way through each subsequent episode may suit some listeners, but economic conditions can render financial advice obsolete over time.
The How To Money podcast contains more than 800 episodes. To help listeners find a suitable starting point, Larsgaard and Altmix provide a list of the show’s most popular episodes and summaries that explain each episode’s content.
Key Stats
- Facebook members: 11K
- Instagram followers: 17K
- Website: howtomoney.com
The Stewardology Podcast
#1 Credit Podcast for Faith-Based Financial Management
Devout Christians look to the Bible for inspiration about matters pertaining to the soul and the afterlife. But the Bible also teaches practical lessons about issues people face on Earth, including money management.
Tim Russell is a Certified Financial Planner and a Certified Kingdom Advisor. Certified Kingdom Advisors employ a values-based approach to managing finances. Russell hosts The Stewardology Podcast alongside Rev. Drew Gysi.
Russell and Gysi guide listeners to Biblical principles that can help them manage their finances.
Why We Recommend The Stewardology Podcast
Christians today may wonder how Scripture passages written in ancient times apply to financial management in the 21st century. The Stewardology Podcast delves into Scripture verses that directly or indirectly cover issues of finances and explains to listeners how the concepts apply to modern money management.
The Stewardology Podcast offers consumers free resources, including budgeting worksheets and a book that covers five principles taught through Scripture that can give listeners confidence in making financial decisions.
Key Stats
- Facebook followers: 443
- Instagram followers: 87
- Website: stewardologypodcast.com
The Loan Officer Podcast
#1 Credit Podcast for Mortgage Bankers
Podcasters who offer financial advice are more credible to their audiences when they have professional money management experience. Dustin Owen is the host of The Loan Officer Podcast. He’s also a Certified Mortgage Banker who’s worked in the mortgage industry since 2004.
Owen co-founded a retail production business in 2008 and holds professional designations in mortgage banking.
Why We Recommend The Loan Officer Podcast
Owen caters his podcast to mortgage bankers by covering topics that can help them advance their careers while serving their clients more effectively.
Discussions on The Loan Officer Podcast also touch on the lighter side of mortgage banking, including an episode offering movie recommendations for loan officers.
But The Loan Officer Podcast isn’t just for lending professionals. Workers in all professions can benefit from Owen’s viewpoints on home-buying strategies and the economy.
Key Stats
- Facebook followers: 3K
- Instagram followers: 5K
- Website: theloanofficerpodcast.podbean.com
Credit & Coffee Podcast
#1 Credit Podcast for Credit Best Practices
Coffee enthusiasts know any topic goes down smoother when paired with a cup of hot java. VantageScore, a credit modeling company that calculates consumer credit scores, presents the Credit & Coffee Podcast to explain how credit works and ways consumers can boost their credit scores.
Though coffee is a beverage adults enjoy more than children, the Credit & Coffee Podcast contains content for all ages. It covers money management tips for children and advises members of Generation Z, born from 1997 to 2012, of credit missteps to avoid.
Why We Recommend Credit & Coffee Podcast
Finding a more authoritative source on creditworthiness than VantageScore may prove to be challenging. The company formed in 2006 as a joint venture of credit reporting agencies Equifax, Experian, and TransUnion.
Visitors to the Credit & Coffee Podcast website can access various resources and tools to help them learn about credit and its impact on their overall financial health.
Key Stats
- Facebook followers (VantageScore): 61K
- Instagram followers (VantageScore): 1K
- Website: vantagescore.com/consumers/education/credit-coffee-podcast
Get the Hell Out of Debt
#1 Credit Podcast for Changing Mindsets
Some people believe the power of positive thinking helps them accomplish feats they once thought impossible. Erin Skye Kelly hosts the Get the Hell Out of Debt podcast, and she believes that an individual’s mindset plays a significant role in their approach to debt management.
Kelly advocates a three-phase approach to debt management that helps listeners shed restrictive mindsets and master their finances.
Why We Recommend Get the Hell Out of Debt
The Get the Hell Out of Debt podcast is in its ninth season. Kelly highlights some of her favorite episodes on her website to give new listeners ideas on where to start. She offers a book and an online course to fans who want to access more of her financial advice.
Key Stats
- Facebook members: 2K
- Instagram followers: 11K
- Website: erinskyekelly.com
People who work long hours and have responsibilities outside of their jobs may feel they don’t have time to learn about credit. But podcasts offer an efficient way to absorb information while on the go.
We hope this list of the 10 most impactful credit podcasts for 2024 offers options to help you boost your credit knowledge.