10 Best YouTube Channels for Improving Credit in 2024

One of the great things about learning is how it can happen in a number of ways. We all have our preferred methods for gaining knowledge. Some choose a trial-and-error approach, seeking to learn from their failures and successes.

That approach may work just fine, but when it comes to money matters, many people don’t feel comfortable experimenting. After all, if you’re trying a new cake recipe and make a mistake, then you just have to buy more ingredients and try again. But if you’re trying a new approach to managing your credit and it fails, then you could be in a sore spot financially.

Some of us read all the books and articles we can to boost our knowledge about a subject. But, let’s face it, reading about improving your credit isn’t always exciting. Fortunately, credit experts have a medium they can use to share content and deliver facts in a fun and lively way — videos.

Since the early 2000s, people have been turning to YouTube for sports highlights, newly released music, and videos of cats doing hilarious and improbable things. YouTube channels also contain a wealth of instructional information, helping us to prepare vegan meals and investigate signs of alien life. 

If you need some tips to improve your credit and money-management capabilities, you’ve come to the right spot. We’ve combed the halls of YouTube for the best financial channels out there. In this guide, we’ll point you toward the 10 best YouTube channels for improving credit in 2024.

#1 Credit YouTube Channel for Women

If you can’t tell from its title, Dow Janes is a money-management website for women. Its name is a twist on Dow Jones, a well-known stock market index. 

The YouTube channel for Dow Janes shows women, and anyone else with a thirst for financial knowledge, how to start investing and building wealth. The founders of Dow Janes are big believers in how your mindset toward money can affect your financial habits. Check out their “Money Mindset, Beliefs, and Habits” playlist to transform your mental approach to money.

Why We Recommend Dow Janes

I’ll usually give something a try if I know it grew from a small, DIY operation into a bigger one. For example, if your grandma makes such an incredible pie that her family and friends have convinced her to open a pie stand, then please let me know. 

The founders of Dow Janes started out by helping their friends learn how to invest and build wealth. As word spread, they created their website and YouTube channel to share their wisdom with countless others.

#1 Credit YouTube Channel for Learning to Manage Your Money

One of life’s hard lessons is learning that just because a food tastes good, doesn’t necessarily mean it’s good for you. In fact, in my experience, most foods that taste good are flat out bad for you. Otherwise, I’d be packing an assortment of candy bars for lunch everyday.

Our financial diet can be like that. Smart decisions about money, even if they don’t feel great today, can improve our long-term financial health. The Financial Diet YouTube channel contains videos that can help you make healthy choices about money.

Why We Recommend The Financial Diet

The Financial Diet doesn’t focus on just one aspect of money management — it dives into the whole picture. The channel’s videos are comprehensive, so make sure you have a pen and paper handy to take notes of things you want to apply to your finances.

The channel’s “Financial Confessions” series exposes a number of mistakes that can derail your finances if you’re not careful. Be sure to check it out to learn where financial pitfalls lie.

#1 Credit YouTube Channel for Finding Credit Cards

If you were around during the internet’s early years, you may remember a slew of websites from that time that are now nowhere to be found. One memorable search engine that started in the late 1990s was Ask Jeeves. It featured a cartoon image of an aging butler as its logo. 

Now we have Ask Sebby, a YouTube Channel that helps you find the perfect credit card for your lifestyle and goals. People have different financial preferences, and it’s likely there’s a credit card to match each one. Ask Sebby breaks down the plus and minuses of different types of credit cards, whether you’re more interested in earning rewards or finding a suitable credit card for your business.

Why We Recommend Ask Sebby

With so many credit card issuers and types of cards on the market, it can seem impossible to keep track of them all. With Ask Sebby, you don’t have to. The channel reviews cards by issuer, helping people who want to compare different types of Chase or Bank of America cards.

The channel also takes an in-depth look at cards by reward. Whether you prefer earning airline miles, cash back, or hotel points, Ask Sebby has a series of videos for you. 

#1 Credit YouTube Channel for Homebuyers

For most of us, credit isn’t really something we think about much until we have too. And sometimes, we wish we’d thought about it much sooner. People in the market for a new home have a lot on their minds, and their credit profile is likely one of them.

The Credit Expert, a YouTube channel managed by Terri Couser, prepares homebuyers for what they’ll need to know about credit as they navigate buying a home. Couser’s looked into popular credit questions homebuyers have, including how to boost your credit score and invest in real estate.

Why We Recommend Terri Couser The Credit Expert

Couser didn’t just start a website and YouTube channel one day and deem herself an expert on credit — she speaks from experience. She used to work for one of the major credit bureaus in the U.S. before focusing on sharing her credit knowledge with the world.

She created an online program, Credit Leveraged Lifestyle, so people can enroll in a course that covers the many facets of credit.

#1 Credit YouTube Channel for Financial Tools

Think about all the tools we have to help us eat. Each one has a specific purpose: a knife cuts while a serving spoon helps us distribute helpings of food. But the tools aren’t interchangeable — anyone who’s tried to eat a steak through a straw knows that.

Financial tools are the same way. Though each tool is helpful, using the right one at the right time can mean everything when it comes to saving time and building wealth. Proud Money examines the different tools we can use, including credit cards, loans, and banking services, to better manage our finances. 

Why We Recommend Proud Money

With so many new products and promotions available online everyday, it can be tough for even the savviest consumer to feel like they’re getting the best deal available. But Proud Money stays on top of the latest offerings and discounts in the financial services space to help us keep track of trending tools.

#1 Credit YouTube Channel for Understanding Credit Scores

Even if you’re not a credit expert, you’re probably familiar with credit scores. Lenders use your credit score to evaluate the likelihood you’ll pay back the credit they extend to you. Though it’s simple to understand if you have a good or bad credit score, it’s much tougher to grasp what influences your score.

The Credit Dude YouTube channel removes some of the mystery from credit scores by providing a detailed explanation of the components that impact a credit score and tips that can help you maintain or boost your score.

Why We Recommend The Credit Dude

When you’re researching a topic such as credit scores, finding a definitive resource that covers the subject from A to Z helps. But sometimes we just want to learn about something bit by bit, not all at once.

The Credit Dude provides a series of short videos that you can watch whenever you have a spare minute. We all have our own learning styles. Whether you prefer to learn in bite-size increments or all-night cram sessions, the important thing is that you’re moving forward.

#1 Credit YouTube Channel for Millennials

There was a time when you couldn’t turn on the TV or surf too far on the internet without hearing someone talk about millennials, or those born between 1981 and 1996. If you’re a millennial and you’re feeling left out of the news cycle these days, have we got a YouTube channel for you — Debt Free Millennials.

As you may have guessed, the channel helps millennials escape debt and prepare for their financial futures. After all, though being a millennial may not be as en vogue as it once was, millennials are full-blown adults now and facing financial decisions that can impact the rest of their lives. 

Why We Recommend Debt Free Millennials

Regardless of your age, if you’re an adult, then you probably have a number of financial responsibilities. The advice available on the Debt Free Millennials channel can help people of all ages. 

The channel contains a series of videos that teach you how to create, maintain, and live with a budget. If you’re able to live within your means, then you’re a big step closer to living without debt. The channel also helps you prepare your finances for a number of life’s milestone moments, including buying a house and starting a family. 

#1 Credit YouTube Channel for Increasing Income

No matter your personal financial situation, there’s a good chance that increasing your income would help to improve your credit. Sure it’d be fun to spend money from a raise or bonus on a new wardrobe or a vacation to a sun-splashed beach, but it’ll probably serve you better in the long run to use the money to pay your debts.

Ellie Talks Money helps you figure out how to start and run a business. Those looking for extra education can head over to The Ellievated Academy, where you can take classes about earning passive income and starting a business abroad. 

Why We Recommend Ellie Talks Money

You’ve probably heard the phrase, “it takes money to make money.” If you want to increase your earnings through a side hustle or new business, and you don’t have a pile of cash lying around to get started, don’t worry. 

Ellie Talks Money covers unique ways you can earn extra cash without breaking the bank. The channel even provides tips on how to start a business with under $1,000.

#1 Credit YouTube Channel for Credit Repair

They say that every cloud has a silver lining. If you have bad credit, one of the silver linings is the incredible number of resources you have to repair your credit from the comfort of your own home.

The Credit Plush w/ Eddy channel is a good place to start for those new to repairing their credit. The site provides practical guidance about ways to boost your credit score and tools that can assist you. As a bonus, if you fall in love with the credit-repair process and want to help others fix their credit, the channel offers tips for getting into the industry.

Why We Recommend Credit Plush w/ Eddy

Eddy Ballesteros, the host of Credit Plush w/ Eddy, uses a straightforward, relatable style to deliver educational videos about complex credit topics. Ballesteros shares insights from his own journey and shares screenshots of documents and online tools to help viewers learn.

#1 Credit YouTube Channel for Student Loans

Student loans can help you pay for college tuition, lodging, and food. But they can also saddle you with debt for most of your adult life. The Money Librarian, a YouTube channel hosted by Kate Moody, helps you learn how to prepare for student loans and minimize their impact on your finances. 

The Money Librarian also stays on top of current events that impact student loans and shares her findings with timely, insightful videos. The channel covers the latest and greatest on student loan forgiveness and changes to student aid applications.

Why We Recommend The Money Librarian

Moody shares details from her life that make her stories resonate with us. She learned all she could about finances to overcome her anxieties about money and created The Money Librarian to help us do the same.

If you want to improve your finances, you’re not alone. Countless people resolve to fix their credit every day. Though financial matters can be stressful, we live in an age where help is just a click away.

If you have a few minutes to spare while waiting in line for your morning coffee, check out some of the resources we’ve compiled in this list of the 10 best YouTube channels for improving credit in 2024. While you’re at it, grab some popcorn and enjoy the show(s)!