Adam West

News Editor
Adam West

About the Author

Adam West is a finance editor for BadCredit.org, where he has interviewed over 500 financial experts and industry movers and shakers to report the latest information, news, and advice on topics related to helping subprime borrowers achieve greater financial literacy and improved credit scores. Adam has more than a dozen years of editing, writing, and graphic design experience for award-winning print and online publications, and specializes in the areas of credit scores, subprime financial products and services, and financial education.

Latest Posts

Worked On 869 Articles To Date

Study

320 views

7 min read

68% of Americans Say Trump Accounts Won’t Make Them Have More Kids

68% of Americans Say Trump Accounts Won't Make Them Have More Kids

Despite a $1,000 government incentive, most Americans remain hesitant to have more children. A recent BadCredit.org study reveals 68% of... read more »

By: Lynn Cadet • 6/11/26

Blog

255 views

3 min read

Yendo Launches Unsecured Credit Card for Non-Prime Borrowers

Yendo Launches Unsecured Card for Non-Prime Borrowers

A new unsecured card for consumers with non-prime credit scores has hit the market. Yendo, a fintech lender, is expanding its suite of credit... read more »

By: Lucy Lazarony • 6/11/26

Blog

240 views

1 min read

Experian Taps ChatGPT to Help Consumers Find Loans

Experian Taps ChatGPT to Help Consumers Find Loans

Experian is harnessing the power of artificial intelligence to help consumers find lending products that suit their needs. The company recently... read more »

By: Andrew Allen • 6/10/26

Blog

510 views

3 min read

New FICO Score Uses Cash Flow Data to Expand Credit Access

New FICO Score Uses Cash Flow Data to Expand Credit Access

FICO has launched UltraFICO Score which uses consumer-permissioned cash flow data from Plaid. FICO says its scores are used by 90% of top U.S.... read more »

By: Lucy Lazarony • 6/9/26

Blog

832 views

5 min read

Free $1,000 for Kids: Who Qualifies for a Trump Account?

Trump Accounts for Kids: Who Qualifies for the Free $1,000?

Not many parents look at a newborn and think about the baby’s retirement savings. But if they do, they may wish to open a Trump account, a new... read more »

By: Lucy Lazarony • 6/8/26

Blog

2,088 views

3 min read

No Down Payment, 660 Credit Score: New Mortgage Opens the Door to Homeownership

No Down Payment, 660 Score: New Mortgage Expands Access

A new mortgage pilot program offers a lifeline to homebuyers with little savings and not the best credit. These loans for low to moderate-income... read more »

By: Lucy Lazarony • 6/5/26

Blog

2,502 views

5 min read

7 Million SAVE Borrowers Face a 90-Day Clock Starting July 1

7 Million SAVE Borrowers Face a 90-Day Clock Starting July 1

The U.S. Department of Education is sending a second round of notices to about 7 million SAVE plan borrowers before official transition letters... read more »

By: Adam West • 6/4/26

Blog

2,774 views

5 min read

Trump’s May 19 Order Pulls Immigration Into Credit Underwriting

Trump's May 19 Order Pulls Immigration Into Credit Underwriting

President Trump signed an executive order directing regulators to provide guidance on how lenders should consider immigration status — including... read more »

By: Adam West • 6/3/26

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