Adam West

News Editor
Adam West

About the Author

Adam West is a finance editor for BadCredit.org, where he has interviewed over 500 financial experts and industry movers and shakers to report the latest information, news, and advice on topics related to helping subprime borrowers achieve greater financial literacy and improved credit scores. Adam has more than a dozen years of editing, writing, and graphic design experience for award-winning print and online publications, and specializes in the areas of credit scores, subprime financial products and services, and financial education.

Latest Posts

Worked On 862 Articles To Date

Blog

437 views

5 min read

Trump’s May 19 Order Pulls Immigration Into Credit Underwriting

Trump's May 19 Order Pulls Immigration Into Credit Underwriting

President Trump signed an executive order directing regulators to provide guidance on how lenders should consider immigration status — including... read more »

By: Adam West • 6/3/26

Blog

216 views

3 min read

Study Finds 35% of Subprime Consumers Have No Credit Cards

Study Finds 35% of Subprime Consumers Have No Credit Cards

They are 44 million strong and make up 17% of U.S. consumers. They are the people with subprime credit scores, and many have no credit cards or... read more »

By: Lucy Lazarony • 6/2/26

Blog

680 views

3 min read

Opinion: Lenders Should Stop Trusting Credit Scores Alone

Opinion: Lenders Should Stop Trusting Credit Scores Alone

Recent changes in the credit reporting and scoring systems, as well as loopholes in the reporting process, are negatively impacting subprime... read more »

By: Erica Sandberg • 6/1/26

Blog

2,196 views

3 min read

Rent Payments May Now Help You Qualify for a Mortgage

Rent Payments May Now Help You Qualify for a Mortgage

The Federal Housing Administration (FHA), Fannie Mae and Freddie Mac are moving toward broader use of new credit-scoring models that consider an... read more »

By: Lucy Lazarony • 5/29/26

Blog

1,032 views

3 min read

Jeff Bezos Says Bottom Half of Americans Shouldn’t Pay Taxes

Jeff Bezos Says Bottom Half of Americans Shouldn’t Pay Taxes

Nothing is certain except death and taxes — or so said Benjamin Franklin, one of the founding fathers, in a letter he wrote in the late 1700s.... read more »

By: Andrew Allen • 5/28/26

Blog

2,312 views

3 min read

NYC Cracks Down on Debt Collectors With New SHIELD Rule

NYC Cracks Down on Debt Collectors With New SHIELD Rule

New York City is cracking down on debt collectors. New York City’s Department of Consumer and Worker Protection (DCWP) has issued a new rule that... read more »

By: Lucy Lazarony • 5/27/26

Study

1,705 views

11 min read

States with the Most Intense Sports Betting Activity

States with the Most Intense Sports Betting Activity

America is currently experiencing a sports betting boom. From 2020 to 2025, the money wagered by Americans on sports bets grew from roughly $20... read more »

By: Lynn Cadet • 5/27/26

Blog

2,196 views

3 min read

3.6 Million Federal Student Loan Borrowers Default in Six Months

3.6 Million Federal Student Loan Borrowers Default in Six Months

Millions of student loan borrowers are defaulting on their federal student loans. It is estimated that 2.6 million federal student loan borrowers... read more »

By: Lucy Lazarony • 5/26/26

spinner