Adam West

News Editor
Adam West

About the Author

Adam West is a finance editor for BadCredit.org, where he has interviewed over 500 financial experts and industry movers and shakers to report the latest information, news, and advice on topics related to helping subprime borrowers achieve greater financial literacy and improved credit scores. Adam has more than a dozen years of editing, writing, and graphic design experience for award-winning print and online publications, and specializes in the areas of credit scores, subprime financial products and services, and financial education.

Latest Posts

Worked On 907 Articles To Date

Blog

176 views

3 min read

OppFi Bank Deal Could Bring 195% APR Loans Nationwide

OppFi Bank Could Bring Triple-Digit Loans Nationwide

OppFi could bring loans with APRs as high as 195% to borrowers nationwide if federal regulators approve its proposed acquisition of BNC National... read more »

By: Lucy Lazarony • 8/5/26

Study

288 views

3 min read

51% of Prediction Market Users Borrowed Money to Fund Bets

51% of Prediction Market Users Borrowed Money to Fund Bets

As prediction markets expand across sports, politics, and current events, some Americans are using them for more than entertainment. They are... read more »

By: Lynn Cadet • 8/5/26

Blog

238 views

3 min read

Personal Bankruptcies Rise 12% as Financial Pressure Builds

Personal Bankruptcies Rise 12% as Financial Pressure Builds

Americans filed for bankruptcy far more often in 2025 than they did in 2024, continuing a trend in non-business bankruptcy filings that has seen... read more »

By: Andrew Allen • 8/4/26

Blog

810 views

3 min read

New Delaware Law Will Erase Hospital Bills for Some Patients

New Delaware Law Will Erase Hospital Bills for Some Patients

A new Delaware law will eliminate hospital bills for some low-income patients and provide new protections against medical debt collection. Signed... read more »

By: Lucy Lazarony • 8/3/26

Blog

2,023 views

3 min read

Rent-Splitting App Flex Wants to Become an FDIC-Insured Bank

Rent-Splitting App Flex Wants to Become an FDIC-Insured Bank

Flex Rent has helped more than 3 million consumers split their rent payments since it launched in 2020. Now the company behind it wants to become... read more »

By: Lucy Lazarony • 7/30/26

Blog

1,782 views

3 min read

Oregon Says BNPL Lenders Need Payday Lending Licenses

Oregon Says BNPL Lenders Need Payday Lending Licenses

Oregon just reminded Buy Now, Pay Later lenders that they need to follow state payday lending and consumer finance rules for some... read more »

By: Lucy Lazarony • 7/29/26

Blog

2,190 views

5 min read

Scam Losses May Be 4X Higher Than Federal Data Show

Scam Losses May Be 4X Higher Than Federal Data Show

Americans may be losing far more money to scammers than federal data capture. Many victims report scams to their banks but do not report them to... read more »

By: Andrew Allen • 7/28/26

Blog

2,519 views

3 min read

More Than 1 in 10 Federal Student Borrowers Owe $100K

More Than 1 in 10 Federal Student Borrowers Owe $100K

More than 1 in 10 federal student loan borrowers are carrying balances exceeding $100,000, according to TransUnion’s U.S. Consumer Credit... read more »

By: Lucy Lazarony • 7/27/26

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