Credit Management
New FICO Score Uses Cash Flow Data to Expand Credit Access
FICO has launched UltraFICO Score, a FICO score that uses consumer-permissioned cash flow data from Plaid. FICO says its scores are used by 90%... read more »
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Our news team investigates the technologies, benefits, costs, and limitations of leading financial products and services. Hear from personal finance leaders, resource providers, and finfluencers so you can make smart money moves.
Featured
Experian is harnessing the power of artificial intelligence to help consumers find lending products that... read more »
228 views
3 min read
Credit Management
FICO has launched UltraFICO Score, a FICO score that uses consumer-permissioned cash flow data from Plaid. FICO says its scores are used by 90%... read more »
645 views
5 min read
Savings
Not many parents look at a newborn and think about the baby’s retirement savings. But if they do, they may wish to open a Trump account, a new... read more »
924 views
3 min read
Loans
A new mortgage pilot program offers a lifeline to homebuyers with little savings and not the best credit. These loans for low to moderate-income... read more »
1,890 views
5 min read
Loans
The U.S. Department of Education is sending a second round of notices to about 7 million SAVE plan borrowers before official transition letters... read more »
2,660 views
5 min read
Consumer Protection
President Trump signed an executive order directing regulators to provide guidance on how lenders should consider immigration status — including... read more »
1,572 views
3 min read
Credit Cards
They are 44 million strong and make up 17% of U.S. consumers. They are the people with subprime credit scores, and many have no credit cards or... read more »
4,194 views
3 min read
Credit Management
Recent changes in the credit reporting and scoring systems, as well as loopholes in the reporting process, are negatively impacting subprime... read more »
2,970 views
3 min read
Loans
The Federal Housing Administration (FHA), Fannie Mae and Freddie Mac are moving toward broader use of new credit-scoring models that consider an... read more »
2,849 views
3 min read
Debt Management
Nothing is certain except death and taxes — or so said Benjamin Franklin, one of the founding fathers, in a letter he wrote in the late 1700s.... read more »
3,497 views
3 min read
Consumer Protection
New York City is cracking down on debt collectors. New York City’s Department of Consumer and Worker Protection (DCWP) has issued a new rule that... read more »
4,800 views
3 min read
Loans
Millions of student loan borrowers are defaulting on their federal student loans. It is estimated that 2.6 million federal student loan borrowers... read more »
9,310 views
3 min read
Consumer Protection
President Trump’s latest push to expand fintech and crypto access is winning praise from the financial tech industry, but consumer advocates say... read more »
