Credit Cards
Study Finds 35% of Subprime Consumers Have No Credit Cards
They are 44 million strong and make up 17% of U.S. consumers. They are the people with subprime credit scores, and many have no credit cards or... read more »
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President Trump signed an executive order directing regulators to provide guidance on how lenders should... read more »
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Credit Cards
They are 44 million strong and make up 17% of U.S. consumers. They are the people with subprime credit scores, and many have no credit cards or... read more »
680 views
3 min read
Credit Management
Recent changes in the credit reporting and scoring systems, as well as loopholes in the reporting process, are negatively impacting subprime... read more »
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Loans
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Debt Management
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Consumer Protection
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Loans
Millions of student loan borrowers are defaulting on their federal student loans. It is estimated that 2.6 million federal student loan borrowers... read more »
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Consumer Protection
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Loans
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Loans
For many Americans, purchasing a first home ranks right next to graduating from college and landing that initial full-time job as a major... read more »
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Credit Management
When it comes to credit, don’t believe everything you see on the Internet. Social media hacks and finfluencers talk a good game, but they often... read more »
4,980 views
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Savings
“Firing on all cylinders.” That’s what White House economic advisor Kevin Hassett said recently about the American consumer, since “credit card... read more »
4,565 views
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Loans
Fed data shows that overall credit rejection rates dropped from 24.8% in October 2025 to 15.9% in February 2026, begging the question of whether... read more »
