Lucy Lazarony

Senior Credit Writer
Lucy Lazarony

About the Author

Lucy Lazarony is a veteran financial journalist with nearly 30 years of experience covering credit, credit cards, and consumer finance. Widely recognized for her ability to demystify complex financial topics, Lucy has established herself as a trusted authority in the credit space.

She previously served for seven years as a staff writer at Bankrate.com, where she contributed in-depth reporting, trend analysis, and consumer-focused guidance on credit cards and lending products. Her work has since appeared in top-tier publications, including Investopedia, Next Avenue, the National Endowment for Financial Education (NEFE), and Credit.com, reinforcing her reputation as a leading voice in personal finance journalism.

Lucy holds a bachelor’s degree in journalism from the University of Florida, where she developed the investigative and reporting skills that continue to shape her career. Her excellence in storytelling has been recognized by the Florida Press Club, earning awards for Education Reporting (2016) and Arts News Reporting (2015).

Across her career, Lucy has helped millions of readers make informed financial decisions, offering clarity on credit scoring, responsible credit card use, debt management, and consumer rights. Her work remains a cornerstone resource for individuals seeking transparent, accurate, and actionable financial information.

Latest Posts

Worked On 129 Articles To Date

Blog

224 views

3 min read

Today’s $15K Used Car Has 40,000 More Miles Than in 2019

Today’s $15K Used Car Has 40,000 More Miles Than in 2019

A $15,000 used car doesn’t buy what it used to. Vehicles selling for $10,000 to $15,000 in 2026 are four years older and have almost 40,000 more... read more »

By: Lucy Lazarony • 8/24/26

Blog

1,260 views

5 min read

Extended Warranties Hit Cash-Strapped Car Buyers Hardest

Extended Warranties Hit Cash-Strapped Car Buyers Hardest

When a major repair bill could throw the household finances into a tailspin, an extended warranty can offer some welcome peace of mind. That may... read more »

By: Lucy Lazarony • 8/20/26

Blog

1,458 views

3 min read

Equifax Settlement Could Pay 4 Million Consumers Up to $280

Equifax Settlement Could Pay 4 Million Consumers Up to $280

Millions of Equifax customers may soon receive a payment after a coding error allegedly sent incorrect information about their credit to lenders... read more »

By: Lucy Lazarony • 8/19/26

Blog

1,305 views

3 min read

Student Loan Bill Would Protect Seniors’ Social Security Checks

Student Loan Bill Would Protect Seniors' Social Security Checks

Student loan debt can follow borrowers into retirement, and take a bite out of their Social Security checks. Sen. Bernie Sanders and two... read more »

By: Lucy Lazarony • 8/19/26

Blog

2,086 views

3 min read

FTC Sends 640,000 Grubhub Refunds. See Who Gets Paid

FTC Sends 640,000 Grubhub Refunds. See Who Gets Paid

Your latest Grubhub delivery may not be coming with a side of fries. Instead, the Federal Trade Commission is serving up $23.8 million in... read more »

By: Lucy Lazarony • 8/14/26

Blog

2,486 views

1 min read

FTC: Alleged Credit Repair Scheme Collected Nearly $200M Before Court Shut It Down

FTC Moves to Stop Alleged $200M Credit Repair Scheme

Credit Glory promised better credit scores. The Federal Trade Commission says it instead charged people illegal fees, collecting nearly $200... read more »

By: Lucy Lazarony • 8/12/26

Blog

2,288 views

3 min read

HOA Foreclosure Filings Surge Nearly 40% in Two Years

HOA Foreclosure Filings Jump Nearly 40% in Two Years

In some states, falling behind on homeowners association (HOA) dues could lead to foreclosure on your home or condo, even if you have kept up... read more »

By: Lucy Lazarony • 8/11/26

Blog

3,738 views

3 min read

Some Equifax Customers Can Claim Up to $600 by Sept. 1

Some Equifax Customers Can Claim Up to $600 by Sept. 1

Duplicate collection accounts can devastate credit scores. Now, roughly 37,000 consumers caught in an alleged Equifax reporting error may be... read more »

By: Lucy Lazarony • 8/10/26

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