Lucy Lazarony

Senior Credit Writer
Lucy Lazarony

About the Author

Lucy Lazarony is a veteran financial journalist with nearly 30 years of experience covering credit, credit cards, and consumer finance. Widely recognized for her ability to demystify complex financial topics, Lucy has established herself as a trusted authority in the credit space.

She previously served for seven years as a staff writer at Bankrate.com, where she contributed in-depth reporting, trend analysis, and consumer-focused guidance on credit cards and lending products. Her work has since appeared in top-tier publications, including Investopedia, Next Avenue, the National Endowment for Financial Education (NEFE), and Credit.com, reinforcing her reputation as a leading voice in personal finance journalism.

Lucy holds a bachelor’s degree in journalism from the University of Florida, where she developed the investigative and reporting skills that continue to shape her career. Her excellence in storytelling has been recognized by the Florida Press Club, earning awards for Education Reporting (2016) and Arts News Reporting (2015).

Across her career, Lucy has helped millions of readers make informed financial decisions, offering clarity on credit scoring, responsible credit card use, debt management, and consumer rights. Her work remains a cornerstone resource for individuals seeking transparent, accurate, and actionable financial information.

Latest Posts

Worked On 111 Articles To Date

Blog

195 views

3 min read

More Than 1 in 4 Americans Carry Debt After Buying Groceries

More Than 1 in 4 Americans Carry Debt After Buying Groceries

Americans aren’t just charging groceries. Many are carrying the debt — and some are missing minimum payments. More than one in four adults ages... read more »

By: Lucy Lazarony • 7/14/26

Blog

209 views

3 min read

Why 36% of Americans Would Go Into Debt to Pay for Travel

Why 36% of Americans Would Go Into Debt to Pay for Travel

For many Americans, the price of travel is no longer just measured in airfare, hotels, and event tickets. It can also come with debt. Thirty-six... read more »

By: Lucy Lazarony • 7/13/26

Blog

1,131 views

3 min read

Cash App Users Get New Fraud Help After $45M Settlement

Cash App Users Get New Fraud Help After $45M Settlement

Cash App promised users security and fraud protection. But a bipartisan coalition of attorneys general says the payment app often failed to give... read more »

By: Lucy Lazarony • 7/10/26

Blog

1,482 views

5 min read

Gen X Optimism Masks Growing Credit Card Debt

Gen X Optimism Masks Growing Credit Card Debt

Consumers remain optimistic about their finances, but Gen X is showing some of the clearest signs of financial strain. Fifty-five percent of... read more »

By: Lucy Lazarony • 7/9/26

Blog

2,015 views

5 min read

New-Car Buyers Stretch Loans as Payments Hit Record Highs

New-Car Buyers Stretch Loans as Payments Hit Record Highs

Car buyers are stretching their budgets to the limit as they take on record-long loans and record-high payments while putting less money down.... read more »

By: Lucy Lazarony • 7/8/26

Blog

2,325 views

3 min read

Massachusetts Plan Would Keep Medical Debt Off Credit Reports

Massachusetts Plan Would Keep Medical Debt Off Credit Reports

Massachusetts Governor Maura Healey has proposed regulations that would stop medical debt from being reported on consumer credit reports in... read more »

By: Lucy Lazarony • 7/7/26

Blog

4,248 views

3 min read

Minnesota AG Sues Brigit Over Alleged Payday Loans

Minnesota AG Sues Brigit Over Alleged Payday Loans

Minnesota Attorney General Keith Ellison has filed a lawsuit alleging personal finance app Brigit violated the state’s payday lending laws.... read more »

By: Lucy Lazarony • 7/3/26

Blog

1,944 views

3 min read

Why Lower-Income Americans Use Credit Cards to Build Credit

Why Lower-Income Americans Use Credit Cards to Build Credit

How much you make may determine how you use your credit cards. According to a study by Credit One Bank, 37% of surveyed consumers earning $50,000... read more »

By: Lucy Lazarony • 7/2/26

spinner