Gen X Optimism Masks Growing Credit Card Debt
Consumers remain optimistic about their finances, but Gen X is showing some of the clearest signs of financial strain. Fifty-five percent of... read more »
Lucy Lazarony is a veteran financial journalist with nearly 30 years of experience covering credit, credit cards, and consumer finance. Widely recognized for her ability to demystify complex financial topics, Lucy has established herself as a trusted authority in the credit space.
She previously served for seven years as a staff writer at Bankrate.com, where she contributed in-depth reporting, trend analysis, and consumer-focused guidance on credit cards and lending products. Her work has since appeared in top-tier publications, including Investopedia, Next Avenue, the National Endowment for Financial Education (NEFE), and Credit.com, reinforcing her reputation as a leading voice in personal finance journalism.
Lucy holds a bachelor’s degree in journalism from the University of Florida, where she developed the investigative and reporting skills that continue to shape her career. Her excellence in storytelling has been recognized by the Florida Press Club, earning awards for Education Reporting (2016) and Arts News Reporting (2015).
Across her career, Lucy has helped millions of readers make informed financial decisions, offering clarity on credit scoring, responsible credit card use, debt management, and consumer rights. Her work remains a cornerstone resource for individuals seeking transparent, accurate, and actionable financial information.
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Consumers remain optimistic about their finances, but Gen X is showing some of the clearest signs of financial strain. Fifty-five percent of... read more »
By: Lucy Lazarony • 7/9/26
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442 views
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Car buyers are stretching their budgets to the limit as they take on record-long loans and record-high payments while putting less money down.... read more »
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Massachusetts Governor Maura Healey has proposed regulations that would stop medical debt from being reported on consumer credit reports in... read more »
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Social Security benefits could be cut by 22% in 2032 unless Congress steps in with legislation to keep the program fully funded. The Old Age and... read more »
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By: Lucy Lazarony • 6/29/26
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Major banks are responding to the popularity of Buy Now, Pay Later shopping with credit cards and even a debit card that allows shoppers to pay... read more »
By: Lucy Lazarony • 6/25/26