Lucy Lazarony

Senior Credit Writer
Lucy Lazarony

About the Author

Lucy Lazarony is a veteran financial journalist with nearly 30 years of experience covering credit, credit cards, and consumer finance. Widely recognized for her ability to demystify complex financial topics, Lucy has established herself as a trusted authority in the credit space.

She previously served for seven years as a staff writer at Bankrate.com, where she contributed in-depth reporting, trend analysis, and consumer-focused guidance on credit cards and lending products. Her work has since appeared in top-tier publications, including Investopedia, Next Avenue, the National Endowment for Financial Education (NEFE), and Credit.com, reinforcing her reputation as a leading voice in personal finance journalism.

Lucy holds a bachelor’s degree in journalism from the University of Florida, where she developed the investigative and reporting skills that continue to shape her career. Her excellence in storytelling has been recognized by the Florida Press Club, earning awards for Education Reporting (2016) and Arts News Reporting (2015).

Across her career, Lucy has helped millions of readers make informed financial decisions, offering clarity on credit scoring, responsible credit card use, debt management, and consumer rights. Her work remains a cornerstone resource for individuals seeking transparent, accurate, and actionable financial information.

Latest Posts

Worked On 132 Articles To Date

Blog

475 views

3 min read

Debt Settlement May Hurt Credit Score More Than Bankruptcy

Debt Settlement Linked to Bigger Credit Score Drop Than Bankruptcy

Debt settlement may sound less drastic than bankruptcy, but it was associated with a much steeper credit score decline for some consumers.... read more »

By: Lucy Lazarony • 8/27/26

Blog

396 views

1 min read

How a Fake Debt Collector Took $420K From 500 Victims

How a Fake Debt Collector Took $420K From 500 Victims

The debts weren’t real, but the money victims sent certainly was. Nicholas Janes took more than $420,000 by posing as a debt collector. His... read more »

By: Lucy Lazarony • 8/26/26

Blog

560 views

5 min read

More Car Loans Are Falling Behind. How to Avoid a Repossession

More Car Loans Are Falling Behind. How to Avoid a Repossession

Fall far enough behind on a car loan, and the lender can take back the keys. More auto loans are moving closer to that point. The share of auto... read more »

By: Lucy Lazarony • 8/25/26

Blog

539 views

3 min read

Today’s $15K Used Car Has 40,000 More Miles Than in 2019

Today’s $15K Used Car Has 40,000 More Miles Than in 2019

A $15,000 used car doesn’t buy what it used to. Vehicles selling for $10,000 to $15,000 in 2026 are four years older and have almost 40,000 more... read more »

By: Lucy Lazarony • 8/24/26

Blog

1,616 views

5 min read

Extended Warranties Hit Cash-Strapped Car Buyers Hardest

Extended Warranties Hit Cash-Strapped Car Buyers Hardest

When a major repair bill could throw the household finances into a tailspin, an extended warranty can offer some welcome peace of mind. That may... read more »

By: Lucy Lazarony • 8/20/26

Blog

2,835 views

3 min read

Equifax Settlement Could Pay 4 Million Consumers Up to $280

Equifax Settlement Could Pay 4 Million Consumers Up to $280

Millions of Equifax customers may soon receive a payment after a coding error allegedly sent incorrect information about their credit to lenders... read more »

By: Lucy Lazarony • 8/19/26

Blog

2,160 views

3 min read

Student Loan Bill Would Protect Seniors’ Social Security Checks

Student Loan Bill Would Protect Seniors' Social Security Checks

Student loan debt can follow borrowers into retirement, and take a bite out of their Social Security checks. Sen. Bernie Sanders and two... read more »

By: Lucy Lazarony • 8/19/26

Blog

3,135 views

3 min read

FTC Sends 640,000 Grubhub Refunds. See Who Gets Paid

FTC Sends 640,000 Grubhub Refunds. See Who Gets Paid

Your latest Grubhub delivery may not be coming with a side of fries. Instead, the Federal Trade Commission is serving up $23.8 million in... read more »

By: Lucy Lazarony • 8/14/26

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