Lillian Guevara-Castro

Senior Editor
Lillian Guevara-Castro

About the Author

Latest Posts

Worked On 1,301 Articles To Date

Blog

225 views

3 min read

Overdraft Fees Cost Consumers $12.4B Amid Rising Bank Charges

Overdraft Fees Cost Consumers $12.4B as Banks Raise Charges

Be careful with that checking account balance. Higher overdraft fees may be on the way. How high are the fees? The National Consumer Law Center... read more »

By: Lucy Lazarony • 6/17/26

Blog

255 views

3 min read

Cash Users May Be Subsidizing Premium Credit Card Rewards

Cash Users May Be Paying for Premium Credit Card Rewards

Focusing on the rewards consumers get from using premium credit cards is a simple way to gauge a card’s benefits. But according to the Harvard... read more »

By: Lucy Lazarony • 6/16/26

Blog

714 views

3 min read

Opinion: Is Your Credit Score Becoming a Real-Life ‘Black Mirror’?

Opinion: Is Your Credit Score Becoming 'Black Mirror'?

Fans of the dystopian TV series “Black Mirror” may remember the episode “Nosedive,” in which everyone in society is subject to a social scoring... read more »

By: Chris Taylor • 6/15/26

Blog

1,496 views

3 min read

Credit Union BNPL Promises Members Flexibility Without the Risks

Credit Union BNPL Could Give Members a Safer Way to Pay

Central Indiana-based Financial Center First Credit Union recently became the first credit union in The Hoosier State to offer its members a... read more »

By: Lucy Lazarony • 6/12/26

Blog

1,275 views

3 min read

Trump Nominates CFPB Critic Brian Johnson to Lead Agency

Trump Nominates CFPB Critic Brian Johnson to Lead Agency

President Trump has nominated Brian Johnson to be director of the Consumer Financial Protection Bureau, pending Senate confirmation. Johnson is a... read more »

By: Lucy Lazarony • 6/11/26

Blog

1,335 views

3 min read

Yendo Launches Unsecured Credit Card for Non-Prime Borrowers

Yendo Launches Unsecured Card for Non-Prime Borrowers

A new unsecured card for consumers with non-prime credit scores has hit the market. Yendo, a fintech lender, is expanding its suite of credit... read more »

By: Lucy Lazarony • 6/11/26

Blog

2,227 views

1 min read

Experian Taps ChatGPT to Help Consumers Find Loans

Experian Taps ChatGPT to Help Consumers Find Loans

Experian is harnessing the power of artificial intelligence to help consumers find lending products that suit their needs. The company recently... read more »

By: Andrew Allen • 6/10/26

Blog

1,254 views

3 min read

FICO’s New Credit Score Uses Cash Flow Data to Expand Credit Access

New FICO Score Uses Cash Flow Data to Expand Credit Access

FICO has launched UltraFICO Score which uses consumer-permissioned cash flow data from Plaid. FICO says its scores are used by 90% of top U.S.... read more »

By: Lucy Lazarony • 6/9/26

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