Many people, including financial professionals, believe the only way to build your credit is by going into debt. This is simply not the case.... read more »
Carrie Smith is the owner and editor of Careful Cents, a blog that specializes in helping serious solopreneurs and full-time freelancers earn more money in less time through systems and financial organization. She also writes for The Huffington Post, AllBusiness Experts and several other business websites. You can find her on Twitter @carefulcents or on Google+.