Andrew Allen

Staff Writer
Andrew Allen

About the Author

For nearly 20 years, Andrew has worked for financial institutions ranging from regionally focused investment organizations to some of the largest banks in the world. At Wells Fargo, Andrew was a Consultant within the Insight and Innovation division. A graduate of the University of Georgia’s Terry College of Business, Andrew’s career quest has been promoting personal financial health and well-being. As a Staff Writer for BadCredit.org, Andrew seeks to educate and inform readers of solutions to help them on their path to financial freedom.

Latest Posts

Worked On 171 Articles To Date

Study

390 views

5 min read

56% of Online-Influenced Home Shoppers Faced Debt or Financial Setbacks

56% of Online-Influenced Home Shoppers Faced Debt or Financial Setbacks

Keeping up with the Joneses used to entail making sure one’s home and yard looked more or less in line with those of their neighbors. But that... read more »

By: Andrew Allen • 9/9/26

Blog

352 views

5 min read

Florida Utility Offers Eligible Customers a $200 Bill Credit

Florida Utility Offers Eligible Customers a $200 Bill Credit

A little homework could put a $200 credit on the electric bills of some Florida Power & Light customers. The utility’s new Saving Steps program... read more »

By: Andrew Allen • 9/8/26

Blog

1,200 views

5 min read

Americans Under 30 Lost Nearly $500M to Scams in 2025

Americans Under 30 Lost Nearly $500M to Scams in 2025

Americans age 29 and younger reported losing nearly $500 million to scams in 2025, up 20% from 2021, according to Federal Trade Commission data... read more »

By: Andrew Allen • 9/2/26

Blog

3,384 views

5 min read

Did MOHELA Falsely Say Your Student Loans Were Past Due?

Did MOHELA Falsely Say Your Student Loans Were Past Due?

MOHELA warned some student loan borrowers that they were severely past due even though they owed nothing. Sens. Elizabeth Warren (D-Mass.) and... read more »

By: Adam West • 9/1/26

Blog

7,630 views

3 min read

14 Million Americans Face Utility Bills Going to Collections

14 Million Americans Face Utility Bills Going to Collections

A new analysis finds that higher home energy costs are pushing millions of Americans toward collections. Utility debt had reached or was... read more »

By: Andrew Allen • 8/18/26

Blog

7,664 views

3 min read

More Bad-Credit Borrowers Are Getting Cards. At What Cost?

More Bad-Credit Borrowers Are Getting Cards. At What Cost?

More credit card accounts are being opened for Americans with damaged credit, but those new accounts may come with costly strings attached. New... read more »

By: Andrew Allen • 8/17/26

Blog

11,408 views

3 min read

Personal Bankruptcies Rise 12% as Financial Pressure Builds

Personal Bankruptcies Rise 12% as Financial Pressure Builds

Americans filed for bankruptcy far more often in 2025 than they did in 2024, continuing a trend in non-business bankruptcy filings that has seen... read more »

By: Andrew Allen • 8/4/26

Blog

11,952 views

5 min read

Scam Losses May Be 4X Higher Than Federal Data Show

Scam Losses May Be 4X Higher Than Federal Data Show

Americans may be losing far more money to scammers than federal data capture. Many victims report scams to their banks but do not report them to... read more »

By: Andrew Allen • 7/28/26

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