Andrew Allen

Staff Writer
Andrew Allen

About the Author

For nearly 20 years, Andrew has worked for financial institutions ranging from regionally focused investment organizations to some of the largest banks in the world. At Wells Fargo, Andrew was a Consultant within the Insight and Innovation division. A graduate of the University of Georgia’s Terry College of Business, Andrew’s career quest has been promoting personal financial health and well-being. As a Staff Writer for BadCredit.org, Andrew seeks to educate and inform readers of solutions to help them on their path to financial freedom.

Latest Posts

Worked On 163 Articles To Date

Blog

252 views

5 min read

Can You Trust AI to Find a Credit Card for Bad Credit?

Can You Trust AI to Find a Credit Card for Bad Credit?

Roughly 44 million U.S. adults have subprime credit, according to a PYMNTS Intelligence report. More than one-third of them don’t have a credit... read more »

By: Andrew Allen • 7/24/26

Blog

3,434 views

5 min read

Student Loan Trouble May Keep Young Adults Living at Home

Student Loan Trouble May Keep Young Adults Living at Home

Student loan debt was supposed to be an investment in a better future. But for millions of borrowers falling behind on payments, it may instead... read more »

By: Andrew Allen • 7/15/26

Blog

7,973 views

3 min read

Even Baby Boomers Fall Short of Retirement Savings Goals

Even Baby Boomers Fall Short of Retirement Savings Goals

A new report from financial services corporation Fidelity reveals how Americans have been doing when it comes to building their nest eggs for... read more »

By: Andrew Allen • 7/6/26

Blog

6,721 views

3 min read

Illinois BNPL Law Targets Fees, Interest, and Disputes

Illinois BNPL Law Targets Fees, Interest, and Disputes

Buy now, pay later loans can look like an easy way to cover groceries, rent, or everyday purchases when money is tight. But Illinois lawmakers... read more »

By: Andrew Allen • 7/1/26

Blog

15,428 views

3 min read

401(k)s Become a Lifeline as More Americans Face Cash Crunch

401(k) Withdrawals Rise as More Americans Face Cash Crunch

Many U.S. workers chose to tap into their retirement accounts to manage their household finances in the first quarter of this year. An increase... read more »

By: Andrew Allen • 6/19/26

Blog

10,813 views

1 min read

Experian Taps ChatGPT to Help Consumers Find Loans

Experian Taps ChatGPT to Help Consumers Find Loans

Experian is harnessing the power of artificial intelligence to help consumers find lending products that suit their needs. The company recently... read more »

By: Andrew Allen • 6/10/26

Blog

23,800 views

3 min read

Jeff Bezos Says Bottom Half of Americans Shouldn’t Pay Taxes

Jeff Bezos Says Bottom Half of Americans Shouldn’t Pay Taxes

Nothing is certain except death and taxes — or so said Benjamin Franklin, one of the founding fathers, in a letter he wrote in the late 1700s.... read more »

By: Andrew Allen • 5/28/26

Blog

14,894 views

3 min read

Young Buyers Would Risk Retirement Savings to Buy a Home

Young Buyers Would Risk Retirement Savings to Buy a Home

For many Americans, purchasing a first home ranks right next to graduating from college and landing that initial full-time job as a major... read more »

By: Andrew Allen • 5/20/26

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