Andrew Allen

Staff Writer
Andrew Allen

About the Author

For nearly 20 years, Andrew has worked for financial institutions ranging from regionally focused investment organizations to some of the largest banks in the world. At Wells Fargo, Andrew was a Consultant within the Insight and Innovation division. A graduate of the University of Georgia’s Terry College of Business, Andrew’s career quest has been promoting personal financial health and well-being. As a Staff Writer for BadCredit.org, Andrew seeks to educate and inform readers of solutions to help them on their path to financial freedom.

Latest Posts

Worked On 169 Articles To Date

Blog

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5 min read

Americans Under 30 Lost Nearly $500M to Scams in 2025

Americans Under 30 Lost Nearly $500M to Scams in 2025

Americans age 29 and younger reported losing nearly $500 million to scams in 2025, up 20% from 2021, according to Federal Trade Commission data... read more »

By: Andrew Allen • 9/2/26

Blog

855 views

5 min read

Did MOHELA Falsely Say Your Student Loans Were Past Due?

Did MOHELA Falsely Say Your Student Loans Were Past Due?

MOHELA warned some student loan borrowers that they were severely past due even though they owed nothing. Sens. Elizabeth Warren (D-Mass.) and... read more »

By: Adam West • 9/1/26

Blog

4,965 views

3 min read

14 Million Americans Face Utility Bills Going to Collections

14 Million Americans Face Utility Bills Going to Collections

A new analysis finds that higher home energy costs are pushing millions of Americans toward collections. Utility debt had reached or was... read more »

By: Andrew Allen • 8/18/26

Blog

6,300 views

3 min read

More Bad-Credit Borrowers Are Getting Cards. At What Cost?

More Bad-Credit Borrowers Are Getting Cards. At What Cost?

More credit card accounts are being opened for Americans with damaged credit, but those new accounts may come with costly strings attached. New... read more »

By: Andrew Allen • 8/17/26

Blog

8,976 views

3 min read

Personal Bankruptcies Rise 12% as Financial Pressure Builds

Personal Bankruptcies Rise 12% as Financial Pressure Builds

Americans filed for bankruptcy far more often in 2025 than they did in 2024, continuing a trend in non-business bankruptcy filings that has seen... read more »

By: Andrew Allen • 8/4/26

Blog

16,150 views

5 min read

Scam Losses May Be 4X Higher Than Federal Data Show

Scam Losses May Be 4X Higher Than Federal Data Show

Americans may be losing far more money to scammers than federal data capture. Many victims report scams to their banks but do not report them to... read more »

By: Andrew Allen • 7/28/26

Blog

13,188 views

5 min read

Can You Trust AI to Find a Credit Card for Bad Credit?

Can You Trust AI to Find a Credit Card for Bad Credit?

Roughly 44 million U.S. adults have subprime credit, according to a PYMNTS Intelligence report. More than one-third of them don’t have a credit... read more »

By: Andrew Allen • 7/24/26

Blog

10,197 views

5 min read

Student Loan Trouble May Keep Young Adults Living at Home

Student Loan Trouble May Keep Young Adults Living at Home

Student loan debt was supposed to be an investment in a better future. But for millions of borrowers falling behind on payments, it may instead... read more »

By: Andrew Allen • 7/15/26

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