Andrew Allen

Staff Writer
Andrew Allen

About the Author

For nearly 20 years, Andrew has worked for financial institutions ranging from regionally focused investment organizations to some of the largest banks in the world. At Wells Fargo, Andrew was a Consultant within the Insight and Innovation division. A graduate of the University of Georgia’s Terry College of Business, Andrew’s career quest has been promoting personal financial health and well-being. As a Staff Writer for BadCredit.org, Andrew seeks to educate and inform readers of solutions to help them on their path to financial freedom.

Latest Posts

Worked On 157 Articles To Date

Blog

1,032 views

3 min read

Jeff Bezos Says Bottom Half of Americans Shouldn’t Pay Taxes

Jeff Bezos Says Bottom Half of Americans Shouldn’t Pay Taxes

Nothing is certain except death and taxes — or so said Benjamin Franklin, one of the founding fathers, in a letter he wrote in the late 1700s.... read more »

By: Andrew Allen • 5/28/26

Blog

3,312 views

3 min read

Young Buyers Would Risk Retirement Savings to Buy a Home

Young Buyers Would Risk Retirement Savings to Buy a Home

For many Americans, purchasing a first home ranks right next to graduating from college and landing that initial full-time job as a major... read more »

By: Andrew Allen • 5/20/26

Blog

6,800 views

3 min read

Millions Can Now Join Credit Karma Without a Credit Score

Millions Can Now Join Credit Karma Without a Credit Score

For almost two decades, Credit Karma has been offering tools that can help consumers manage their personal finances. But some people who would... read more »

By: Andrew Allen • 5/12/26

Blog

11,815 views

3 min read

No 401(k)? Trump Plan Promises to Add $1,000 to Your Savings

No 401(k)? Trump Plan Promises to Add $1,000 to Your Savings

If you’re struggling to get out of debt and you don’t have a big paycheck coming in every two weeks, then regularly putting money aside for... read more »

By: Andrew Allen • 5/7/26

Blog

11,052 views

3 min read

Lawmakers Eye Alternative Credit Scoring Shortcut, But It Could Backfire for Millions

New Push to Expand Credit Access Raises Big Tradeoffs

A loan can be the key that unlocks the door to a consumer’s dreams, helping them earn a college degree, buy their first home, or even get a new... read more »

By: Andrew Allen • 4/28/26

Blog

13,598 views

3 min read

Bigger Refunds, Bigger Bills: How Inflation Is Eating Into Subprime Paydowns in 2026

A Larger Tax Refund May Be the Lifeline Many Borrowers Need

That collective sigh of relief you may have heard last week likely came from people who had just filed their taxes in time to beat the April 15... read more »

By: Andrew Allen • 4/20/26

Blog

15,344 views

3 min read

Why Strong Credit Scores Don’t Guarantee Financial Stability Anymore

Study Finds More Americans Struggling Despite Strong Scores

A new study from leading credit bureau Equifax reveals that, while many Americans are enjoying relative financial stability, a growing number are... read more »

By: Andrew Allen • 4/9/26

Blog

41,136 views

3 min read

Tricolor Executives Plead Not Guilty but the Warning for Lenders Remains

Tricolor Execs Plead Not Guilty but the Warning for Lenders Remains

The latest chapter in the ongoing saga of Tricolor Holdings demise took place this week as the company’s Founder and former CEO, Daniel Chu, and... read more »

By: Andrew Allen • 1/16/26

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