Adam West

News Editor
Adam West

About the Author

Adam West is a finance editor for BadCredit.org, where he has interviewed over 500 financial experts and industry movers and shakers to report the latest information, news, and advice on topics related to helping subprime borrowers achieve greater financial literacy and improved credit scores. Adam has more than a dozen years of editing, writing, and graphic design experience for award-winning print and online publications, and specializes in the areas of credit scores, subprime financial products and services, and financial education.

Latest Posts

Worked On 911 Articles To Date

Blog

360 views

3 min read

HOA Foreclosure Filings Surge Nearly 40% in Two Years

HOA Foreclosure Filings Jump Nearly 40% in Two Years

In some states, falling behind on homeowners association (HOA) dues could lead to foreclosure on your home or condo, even if you have kept up... read more »

By: Lucy Lazarony • 8/11/26

Study

360 views

5 min read

49% of Parents Delay Bills or Sacrifice Necessities for Back-to-School Costs

49% of Parents Delay Bills or Sacrifice Necessities for Back-to-School Costs

Back-to-school season is here. And while this time is typically filled with excitement of the prospects of a new season and school year ahead,... read more »

By: Lynn Cadet • 8/11/26

Blog

255 views

3 min read

Some Equifax Customers Can Claim Up to $600 by Sept. 1

Some Equifax Customers Can Claim Up to $600 by Sept. 1

Duplicate collection accounts can devastate credit scores. Now, roughly 37,000 consumers caught in an alleged Equifax reporting error may be... read more »

By: Lucy Lazarony • 8/10/26

Blog

1,989 views

3 min read

Auto Loan Payments Have Jumped Nearly 40% Since 2019

Auto Loan Payments Have Jumped Nearly 40% Since 2019

The average monthly payment on a new vehicle loan has climbed to $785 a month, up almost 40% since 2019, according to TransUnion’s Q2 2026 Credit... read more »

By: Lucy Lazarony • 8/6/26

Blog

1,776 views

3 min read

OppFi Bank Deal Could Bring 195% APR Loans Nationwide

OppFi Bank Could Bring Triple-Digit Loans Nationwide

OppFi could bring loans with APRs as high as 195% to borrowers nationwide if federal regulators approve its proposed acquisition of BNC National... read more »

By: Lucy Lazarony • 8/5/26

Study

1,840 views

3 min read

51% of Prediction Market Users Borrowed Money to Fund Bets

51% of Prediction Market Users Borrowed Money to Fund Bets

As prediction markets expand across sports, politics, and current events, some Americans are using them for more than entertainment. They are... read more »

By: Lynn Cadet • 8/5/26

Blog

2,496 views

3 min read

Personal Bankruptcies Rise 12% as Financial Pressure Builds

Personal Bankruptcies Rise 12% as Financial Pressure Builds

Americans filed for bankruptcy far more often in 2025 than they did in 2024, continuing a trend in non-business bankruptcy filings that has seen... read more »

By: Andrew Allen • 8/4/26

Blog

2,244 views

3 min read

New Delaware Law Will Erase Hospital Bills for Some Patients

New Delaware Law Will Erase Hospital Bills for Some Patients

A new Delaware law will eliminate hospital bills for some low-income patients and provide new protections against medical debt collection. Signed... read more »

By: Lucy Lazarony • 8/3/26

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