Adam West

News Editor
Adam West

About the Author

Adam West is a finance editor for BadCredit.org, where he has interviewed over 500 financial experts and industry movers and shakers to report the latest information, news, and advice on topics related to helping subprime borrowers achieve greater financial literacy and improved credit scores. Adam has more than a dozen years of editing, writing, and graphic design experience for award-winning print and online publications, and specializes in the areas of credit scores, subprime financial products and services, and financial education.

Latest Posts

Worked On 870 Articles To Date

Blog

264 views

3 min read

Credit Union BNPL Could Give Members a Safer Way to Pay

Credit Union BNPL Could Give Members a Safer Way to Pay

Central Indiana-based Financial Center First Credit Union recently became the first credit union in The Hoosier State to offer its members a... read more »

By: Lucy Lazarony • 6/12/26

Study

224 views

7 min read

68% of Americans Say Trump Accounts Won’t Make Them Have More Kids

68% of Americans Say Trump Accounts Won't Make Them Have More Kids

Despite a $1,000 government incentive, most Americans remain hesitant to have more children. A recent BadCredit.org study reveals 68% of... read more »

By: Lynn Cadet • 6/11/26

Blog

238 views

3 min read

Yendo Launches Unsecured Credit Card for Non-Prime Borrowers

Yendo Launches Unsecured Card for Non-Prime Borrowers

A new unsecured card for consumers with non-prime credit scores has hit the market. Yendo, a fintech lender, is expanding its suite of credit... read more »

By: Lucy Lazarony • 6/11/26

Blog

752 views

1 min read

Experian Taps ChatGPT to Help Consumers Find Loans

Experian Taps ChatGPT to Help Consumers Find Loans

Experian is harnessing the power of artificial intelligence to help consumers find lending products that suit their needs. The company recently... read more »

By: Andrew Allen • 6/10/26

Blog

884 views

3 min read

FICO’s New Credit Score Uses Cash Flow Data to Expand Credit Access

New FICO Score Uses Cash Flow Data to Expand Credit Access

FICO has launched UltraFICO Score which uses consumer-permissioned cash flow data from Plaid. FICO says its scores are used by 90% of top U.S.... read more »

By: Lucy Lazarony • 6/9/26

Blog

770 views

5 min read

Free $1,000 for Kids: Who Qualifies for a Trump Account?

Trump Accounts for Kids: Who Qualifies for the Free $1,000?

Not many parents look at a newborn and think about the baby’s retirement savings. But if they do, they may wish to open a Trump account, a new... read more »

By: Lucy Lazarony • 6/8/26

Blog

1,764 views

3 min read

No Down Payment, 660 Credit Score: New Mortgage Opens the Door to Homeownership

No Down Payment, 660 Score: New Mortgage Expands Access

A new mortgage pilot program offers a lifeline to homebuyers with little savings and not the best credit. These loans for low to moderate-income... read more »

By: Lucy Lazarony • 6/5/26

Blog

2,502 views

5 min read

7 Million SAVE Borrowers Face a 90-Day Clock Starting July 1

7 Million SAVE Borrowers Face a 90-Day Clock Starting July 1

The U.S. Department of Education is sending a second round of notices to about 7 million SAVE plan borrowers before official transition letters... read more »

By: Adam West • 6/4/26

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