Adam West

News Editor
Adam West

About the Author

Adam West is a finance editor for BadCredit.org, where he has interviewed over 500 financial experts and industry movers and shakers to report the latest information, news, and advice on topics related to helping subprime borrowers achieve greater financial literacy and improved credit scores. Adam has more than a dozen years of editing, writing, and graphic design experience for award-winning print and online publications, and specializes in the areas of credit scores, subprime financial products and services, and financial education.

Latest Posts

Worked On 877 Articles To Date

Blog

285 views

3 min read

Impostor Fraud’s $3.5 Billion Toll Highlights Growing Scam Threat

Impostor Fraud's $3.5 Billion Toll Highlights Growing Scam Threat

That trusted source — an email alert from your bank about a security breach, a caller impersonating a family member in trouble — can’t be trusted... read more »

By: Lucy Lazarony • 6/23/26

Blog

494 views

3 min read

Gen Z Is Asking ChatGPT How to Fix Their Credit Scores

Gen Z Is Asking ChatGPT How to Fix Their Credit Scores

Gen Z is not afraid to turn to AI for help. According to a study by Credit One Bank, 32% of Gen Zers say they have used AI tools such as ChatGPT,... read more »

By: Lucy Lazarony • 6/22/26

Blog

1,843 views

3 min read

401(k)s Become a Lifeline as More Americans Face Cash Crunch

401(k) Withdrawals Rise as More Americans Face Cash Crunch

Many U.S. workers chose to tap into their retirement accounts to manage their household finances in the first quarter of this year. An increase... read more »

By: Andrew Allen • 6/19/26

Blog

1,728 views

3 min read

Consumer Financial Stress Nears Record Highs

Consumer Financial Stress at Near Record Levels

Americans are stressed about their finances. The forces of economic volatility and inflation are putting a squeeze on household budgets. And many... read more »

By: Lucy Lazarony • 6/18/26

Blog

1,425 views

3 min read

Overdraft Fees Cost Consumers $12.4B Amid Rising Bank Charges

Overdraft Fees Cost Consumers $12.4B as Banks Raise Charges

Be careful with that checking account balance. Higher overdraft fees may be on the way. How high are the fees? The National Consumer Law Center... read more »

By: Lucy Lazarony • 6/17/26

Blog

1,380 views

3 min read

Cash Users May Be Subsidizing Premium Credit Card Rewards

Cash Users May Be Paying for Premium Credit Card Rewards

Focusing on the rewards consumers get from using premium credit cards is a simple way to gauge a card’s benefits. But according to the Harvard... read more »

By: Lucy Lazarony • 6/16/26

Blog

1,404 views

3 min read

Opinion: Is Your Credit Score Becoming a Real-Life ‘Black Mirror’?

Opinion: Is Your Credit Score Becoming 'Black Mirror'?

Fans of the dystopian TV series “Black Mirror” may remember the episode “Nosedive,” in which everyone in society is subject to a social scoring... read more »

By: Chris Taylor • 6/15/26

Blog

2,796 views

3 min read

Credit Union BNPL Promises Members Flexibility Without the Risks

Credit Union BNPL Could Give Members a Safer Way to Pay

Central Indiana-based Financial Center First Credit Union recently became the first credit union in The Hoosier State to offer its members a... read more »

By: Lucy Lazarony • 6/12/26

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