Trump's May 19 Order Pulls Immigration Into Credit Underwriting
President Trump signed an executive order directing regulators to provide guidance on how lenders should consider immigration status — including... read more »
Adam West is a finance editor for BadCredit.org, where he has interviewed over 500 financial experts and industry movers and shakers to report the latest information, news, and advice on topics related to helping subprime borrowers achieve greater financial literacy and improved credit scores. Adam has more than a dozen years of editing, writing, and graphic design experience for award-winning print and online publications, and specializes in the areas of credit scores, subprime financial products and services, and financial education.
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President Trump signed an executive order directing regulators to provide guidance on how lenders should consider immigration status — including... read more »
By: Adam West • 6/3/26
Blog
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3 min read
They are 44 million strong and make up 17% of U.S. consumers. They are the people with subprime credit scores, and many have no credit cards or... read more »
By: Lucy Lazarony • 6/2/26
Blog
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Recent changes in the credit reporting and scoring systems, as well as loopholes in the reporting process, are negatively impacting subprime... read more »
By: Erica Sandberg • 6/1/26
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The Federal Housing Administration (FHA), Fannie Mae and Freddie Mac are moving toward broader use of new credit-scoring models that consider an... read more »
By: Lucy Lazarony • 5/29/26
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Nothing is certain except death and taxes — or so said Benjamin Franklin, one of the founding fathers, in a letter he wrote in the late 1700s.... read more »
By: Andrew Allen • 5/28/26
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New York City is cracking down on debt collectors. New York City’s Department of Consumer and Worker Protection (DCWP) has issued a new rule that... read more »
By: Lucy Lazarony • 5/27/26
Study
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America is currently experiencing a sports betting boom. From 2020 to 2025, the money wagered by Americans on sports bets grew from roughly $20... read more »
By: Lynn Cadet • 5/27/26
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Millions of student loan borrowers are defaulting on their federal student loans. It is estimated that 2.6 million federal student loan borrowers... read more »
By: Lucy Lazarony • 5/26/26