Oregon Says BNPL Lenders Need Payday Lending Licenses
Oregon just reminded Buy Now, Pay Later lenders that they need to follow state payday lending and consumer finance rules for some... read more »
Adam West is a finance editor for BadCredit.org, where he has interviewed over 500 financial experts and industry movers and shakers to report the latest information, news, and advice on topics related to helping subprime borrowers achieve greater financial literacy and improved credit scores. Adam has more than a dozen years of editing, writing, and graphic design experience for award-winning print and online publications, and specializes in the areas of credit scores, subprime financial products and services, and financial education.
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Oregon just reminded Buy Now, Pay Later lenders that they need to follow state payday lending and consumer finance rules for some... read more »
By: Lucy Lazarony • 7/29/26
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Americans may be losing far more money to scammers than federal data capture. Many victims report scams to their banks but do not report them to... read more »
By: Andrew Allen • 7/28/26
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More than 1 in 10 federal student loan borrowers are carrying balances exceeding $100,000, according to TransUnion’s U.S. Consumer Credit... read more »
By: Lucy Lazarony • 7/27/26
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Roughly 44 million U.S. adults have subprime credit, according to a PYMNTS Intelligence report. More than one-third of them don’t have a credit... read more »
By: Andrew Allen • 7/24/26
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Walmart-backed OnePay is moving deeper into consumer lending with personal loans of up to $50,000 available entirely through its app. Customers... read more »
By: Lucy Lazarony • 7/23/26
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Trading in an underwater car and rolling the remaining debt into a new loan can cost borrowers nearly $6,500 in additional interest. Buyers who... read more »
By: Lucy Lazarony • 7/22/26
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As many as 3 million UK shoppers could now find themselves locked out of a popular payment option — including many who have never missed a... read more »
By: Lucy Lazarony • 7/21/26
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Gen Z isn’t necessarily most stressed by how much debt it owes. It’s the sheer number of payments coming due that can feel overwhelming. A new... read more »
By: Lucy Lazarony • 7/16/26