Adam West

News Editor
Adam West

About the Author

Adam West is a finance editor for BadCredit.org, where he has interviewed over 500 financial experts and industry movers and shakers to report the latest information, news, and advice on topics related to helping subprime borrowers achieve greater financial literacy and improved credit scores. Adam has more than a dozen years of editing, writing, and graphic design experience for award-winning print and online publications, and specializes in the areas of credit scores, subprime financial products and services, and financial education.

Latest Posts

Worked On 902 Articles To Date

Blog

288 views

3 min read

Oregon Says BNPL Lenders Need Payday Lending Licenses

Oregon Says BNPL Lenders Need Payday Lending Licenses

Oregon just reminded Buy Now, Pay Later lenders that they need to follow state payday lending and consumer finance rules for some... read more »

By: Lucy Lazarony • 7/29/26

Blog

400 views

5 min read

Scam Losses May Be 4X Higher Than Federal Data Show

Scam Losses May Be 4X Higher Than Federal Data Show

Americans may be losing far more money to scammers than federal data capture. Many victims report scams to their banks but do not report them to... read more »

By: Andrew Allen • 7/28/26

Blog

408 views

3 min read

More Than 1 in 10 Federal Student Borrowers Owe $100K

More Than 1 in 10 Federal Student Borrowers Owe $100K

More than 1 in 10 federal student loan borrowers are carrying balances exceeding $100,000, according to TransUnion’s U.S. Consumer Credit... read more »

By: Lucy Lazarony • 7/27/26

Blog

1,445 views

5 min read

Can You Trust AI to Find a Credit Card for Bad Credit?

Can You Trust AI to Find a Credit Card for Bad Credit?

Roughly 44 million U.S. adults have subprime credit, according to a PYMNTS Intelligence report. More than one-third of them don’t have a credit... read more »

By: Andrew Allen • 7/24/26

Blog

1,050 views

1 min read

Walmart-Backed OnePay Launches Loans Up to $50K

Walmart-Backed OnePay Launches Loans Up to $50K

Walmart-backed OnePay is moving deeper into consumer lending with personal loans of up to $50,000 available entirely through its app. Customers... read more »

By: Lucy Lazarony • 7/23/26

Blog

2,700 views

3 min read

Trading In An Underwater Car Can Add Nearly $6,500 in Interest

Underwater Auto Trade-Ins Can Add $6,500 in Interest

Trading in an underwater car and rolling the remaining debt into a new loan can cost borrowers nearly $6,500 in additional interest. Buyers who... read more »

By: Lucy Lazarony • 7/22/26

Blog

2,280 views

3 min read

New BNPL Checks Could Shut Out 3 Million Shoppers

New BNPL Checks Could Shut Out 3 Million Shoppers

As many as 3 million UK shoppers could now find themselves locked out of a popular payment option — including many who have never missed a... read more »

By: Lucy Lazarony • 7/21/26

Blog

3,434 views

5 min read

Gen Z’s Debt Problem May Be the Number of Payments

Gen Z’s Debt Problem May Be the Number of Payments

Gen Z isn’t necessarily most stressed by how much debt it owes. It’s the sheer number of payments coming due that can feel overwhelming. A new... read more »

By: Lucy Lazarony • 7/16/26

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