Adam West

News Editor
Adam West

About the Author

Adam West is a finance editor for BadCredit.org, where he has interviewed over 500 financial experts and industry movers and shakers to report the latest information, news, and advice on topics related to helping subprime borrowers achieve greater financial literacy and improved credit scores. Adam has more than a dozen years of editing, writing, and graphic design experience for award-winning print and online publications, and specializes in the areas of credit scores, subprime financial products and services, and financial education.

Latest Posts

Worked On 884 Articles To Date

Blog

416 views

3 min read

Illinois BNPL Law Targets Fees, Interest, and Disputes

Illinois BNPL Law Targets Fees, Interest, and Disputes

Buy now, pay later loans can look like an easy way to cover groceries, rent, or everyday purchases when money is tight. But Illinois lawmakers... read more »

By: Andrew Allen • 7/1/26

Blog

234 views

3 min read

Social Security Benefit Cuts Could Hit Americans by 2032

Social Security Benefit Cuts Could Hit Americans by 2032

Social Security benefits could be cut by 22% in 2032 unless Congress steps in with legislation to keep the program fully funded. The Old Age and... read more »

By: Lucy Lazarony • 6/30/26

Study

720 views

9 min read

Best States to Save for a Home Down Payment in 2026

Best States to Save for a Home Down Payment in 2026

Saving for a down payment on a home has become one of the biggest financial hurdles facing Americans. While incomes vary from state to state, so... read more »

By: Lynn Cadet • 6/29/26

Blog

420 views

3 min read

AI Auto Loan Fraud Could Make It Harder to Get Approved

AI Auto Loan Fraud Could Make It Harder to Get Approved

New auto loans do not always show up on credit reports right away. And thieves count on that window. Before a lender reports the debt to the... read more »

By: Lucy Lazarony • 6/29/26

Blog

1,110 views

3 min read

Opinion: Gen Z’s Credit Risk Isn’t Recklessness. It’s Costs

Opinion: Gen Z’s Credit Risk Isn’t Recklessness. It’s Costs

Adults between the ages of 18 and 29 are not just trying to make ends meet but are eager to establish a stable life. The economy, though, is... read more »

By: Erica Sandberg • 6/26/26

Blog

1,998 views

3 min read

Banks Rush Into Buy Now, Pay Later as Consumer Use Surges

Banks Rush Into Buy Now, Pay Later as Consumer Use Surges

Major banks are responding to the popularity of Buy Now, Pay Later shopping with credit cards and even a debit card that allows shoppers to pay... read more »

By: Lucy Lazarony • 6/25/26

Blog

1,785 views

3 min read

The Rental Application Red Flag Landlords Can’t Afford to Miss

The Rental Application Red Flag Landlords Can't Afford to Miss

Not everyone who applies for a rental application is on the up and up. Here are the top indicators for fraud risk on rental applications from... read more »

By: Lucy Lazarony • 6/24/26

Blog

1,568 views

3 min read

Impostor Fraud’s $3.5 Billion Toll Highlights Growing Scam Threat

Impostor Fraud's $3.5 Billion Toll Highlights Growing Scam Threat

That trusted source — an email alert from your bank about a security breach, a caller impersonating a family member in trouble — can’t be trusted... read more »

By: Lucy Lazarony • 6/23/26

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